{"id":3915,"date":"2024-10-04T07:19:10","date_gmt":"2024-10-04T07:19:10","guid":{"rendered":"https:\/\/www.finanz-fox.de\/hausratversicherung\/"},"modified":"2026-03-09T20:33:08","modified_gmt":"2026-03-09T20:33:08","slug":"hausratversicherung","status":"publish","type":"page","link":"https:\/\/www.finanz-fox.de\/pl\/hausratversicherung\/","title":{"rendered":"Ubezpieczenie mienia domowego"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3915\" class=\"elementor elementor-3915 elementor-1886\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c2a9591 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c2a9591\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89a7703\" data-id=\"89a7703\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a454b3d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a454b3d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenie mienia domowego<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-8f87274 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"8f87274\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cdff598 elementor-widget elementor-widget-html\" data-id=\"cdff598\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe onload=\"fa_iframeresize.do(this);\" src=\"https:\/\/tools.financeads.net\/hausratrechner.php?tp=dif&wf=63208&ntpl=responsive&h=1\" scrolling=\"no\" width=\"650\" height=\"890\" style=\"width: 100%; padding:0px; margin:0px; border-width:0px;\" frameborder=\"0\"><\/iframe><script type=\"text\/javascript\" src=\"\/\/js.financeads.net\/iframeResizeMe.min.js.gz\"><\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44a1ca2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44a1ca2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-478726c elementor-invisible\" data-id=\"478726c\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1fe7183 elementor-widget elementor-widget-heading\" data-id=\"1fe7183\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">finanz-fox prezentuje: Ubezpieczenie mienia domowego \u2013 chro\u0144 sw\u00f3j dom w niepewnych chwilach!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1fef37 elementor-widget elementor-widget-text-editor\" data-id=\"e1fef37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">W jaki spos\u00f3b ubezpieczenie mienia chroni Twoje kosztowno\u015bci?<\/span><\/p>\r\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span><\/p>\r\n<p class=\"font_8 wixui-rich-text__text\">W naszym dynamicznym \u015bwiecie od nieoczekiwanych wydarze\u0144 cz\u0119sto dzieli nas zaledwie chwila. Nasze cenne rzeczy i domy mog\u0105 by\u0107 zagro\u017cone w wyniku takich zdarze\u0144. Dlatego coraz wi\u0119cej os\u00f3b zdaje sobie spraw\u0119 z konieczno\u015bci zabezpieczenia swojego mienia ubezpieczeniem mienia domowego. D\u017cungla taryfowa mo\u017ce jednak by\u0107 przyt\u0142aczaj\u0105ca. Dzi\u0119ki dok\u0142adnemu por\u00f3wnaniu, wspieranemu przez finanz.fox, by\u0107 mo\u017ce uda Ci si\u0119 znale\u017a\u0107 atrakcyjniejsze warunki. Por\u00f3wnanie finanz.fox mo\u017ce co roku ujawni\u0107 znaczny potencja\u0142 oszcz\u0119dno\u015bci \u2013 czasem nawet kilkaset euro.<\/p>\r\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span><\/p>\r\n<p class=\"font_8 wixui-rich-text__text\">Ubezpieczenie mienia obejmuje szkody spowodowane przez ogie\u0144, wod\u0119, w\u0142amanie lub inne nieoczekiwane zdarzenia. Zapewnia ochron\u0119 cennego mienia, od mebli po elektronik\u0119 i bi\u017cuteri\u0119.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4281417 elementor-widget elementor-widget-button\" data-id=\"4281417\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.finanz-fox.de\/pl\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-92d3d66 elementor-invisible\" data-id=\"92d3d66\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a97e20f elementor-widget elementor-widget-image\" data-id=\"a97e20f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"853\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/real-estate-agent-delivering-sample-homes-to-customers-mortgage-loan-contracts-make-a-contract-for.jpg\" class=\"attachment-full size-full wp-image-155\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/real-estate-agent-delivering-sample-homes-to-customers-mortgage-loan-contracts-make-a-contract-for.jpg 1280w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/real-estate-agent-delivering-sample-homes-to-customers-mortgage-loan-contracts-make-a-contract-for-300x200.jpg 300w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/real-estate-agent-delivering-sample-homes-to-customers-mortgage-loan-contracts-make-a-contract-for-1024x682.jpg 1024w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/real-estate-agent-delivering-sample-homes-to-customers-mortgage-loan-contracts-make-a-contract-for-768x512.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26df9e3 elementor-widget elementor-widget-image\" data-id=\"26df9e3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"400\" height=\"300\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Indian-property-market-shutterstock_1700575657-1200x700-compressed-qazrso2naal7h35otluzig17x3572i5ga5bjqyrid4.jpg\" class=\"attachment-full size-full wp-image-3798\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Indian-property-market-shutterstock_1700575657-1200x700-compressed-qazrso2naal7h35otluzig17x3572i5ga5bjqyrid4.jpg 400w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Indian-property-market-shutterstock_1700575657-1200x700-compressed-qazrso2naal7h35otluzig17x3572i5ga5bjqyrid4-300x225.jpg 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-06fbc38 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"06fbc38\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0d1d7a1 elementor-invisible\" data-id=\"0d1d7a1\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc9697e elementor-widget elementor-widget-image\" data-id=\"fc9697e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1280\" height=\"860\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-28.jpg\" class=\"attachment-full size-full wp-image-3897\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-28.jpg 1280w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-28-300x202.jpg 300w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-28-1024x688.jpg 1024w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-28-768x516.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-97b0eac elementor-invisible\" data-id=\"97b0eac\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26a1a49 elementor-widget elementor-widget-heading\" data-id=\"26a1a49\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Kiedy jednak nie obowi\u0105zuje ubezpieczenie mienia domowego? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b971041 elementor-widget elementor-widget-text-editor\" data-id=\"b971041\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\">Zwykle spowodowane celowym uszkodzeniem lub ra\u017c\u0105cym zaniedbaniem. Na przyk\u0142ad, je\u015bli kto\u015b zachowa si\u0119 nieostro\u017cnie podczas korzystania z telefonu kom\u00f3rkowego lub ubezpieczenia prawnego i dojdzie do szkody, mo\u017ce to prowadzi\u0107 do ograniczenia \u015bwiadcze\u0144. Niekt\u00f3re przedmioty warto\u015bciowe mog\u0105 wymaga\u0107 tak\u017ce odr\u0119bnych warunk\u00f3w ubezpieczenia. Nieaktualne polisy ubezpieczeniowe mog\u0105 r\u00f3wnie\u017c zapewnia\u0107 mniej kompleksow\u0105 ochron\u0119.<\/p>\r\n\r\n<section id=\"comp-lnss9eme\" class=\"Oqnisf comp-lnss9eme wixui-section\" tabindex=\"-1\" data-block-level-container=\"ClassicSection\">\r\n<div class=\"\" data-mesh-id=\"comp-lnss9emeinlineContent\" data-testid=\"inline-content\">\r\n<div data-mesh-id=\"comp-lnss9emeinlineContent-gridContainer\" data-testid=\"mesh-container-content\"><section id=\"comp-lnss9emp2\" class=\"comp-lnss9emp2 CohWsy wixui-column-strip\">\r\n<div class=\"V5AUxf\" data-testid=\"columns\">\r\n<div id=\"comp-lnss9emu2\" class=\"comp-lnss9emu2 YzqVVZ wixui-column-strip__column\">\r\n<div class=\"\" data-mesh-id=\"comp-lnss9emu2inlineContent\" data-testid=\"inline-content\">\r\n<div data-mesh-id=\"comp-lnss9emu2inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\r\n<div id=\"comp-lnss9emy1\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno comp-lnss9emy1 wixui-rich-text\" data-testid=\"richTextElement\">\r\n<p class=\"font_8 wixui-rich-text__text\">Chcesz dowiedzie\u0107 si\u0119 wi\u0119cej na temat ubezpieczenia mienia domowego i jego korzy\u015bci? W naszym filmie na finanz.fox otrzymasz szczeg\u00f3\u0142owe spostrze\u017cenia i cenne wskaz\u00f3wki na temat artyku\u0142\u00f3w gospodarstwa domowego. Chro\u0144 to, co jest ci drogie.<\/p>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/section><\/div>\r\n<\/div>\r\n<\/section><section id=\"comp-lnss9ent4\" class=\"Oqnisf comp-lnss9ent4 wixui-section\" tabindex=\"-1\" data-block-level-container=\"ClassicSection\">\r\n<div id=\"bgLayers_comp-lnss9ent4\" class=\"MW5IWV\" data-hook=\"bgLayers\" data-motion-part=\"BG_LAYER\"><\/div>\r\n<\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b71f58 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b71f58\" data-element_type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c45eb42\" data-id=\"c45eb42\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e98404 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e98404\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a8f96a2 elementor-invisible\" data-id=\"a8f96a2\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2a5de2 elementor-widget elementor-widget-heading\" data-id=\"c2a5de2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Przegl\u0105d r\u00f3\u017cnych rodzaj\u00f3w ubezpiecze\u0144<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5363e27 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5363e27\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-78f21fd elementor-invisible\" data-id=\"78f21fd\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3983be2 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"3983be2\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"lnr lnr-home\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tUbezpieczenie mienia\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tChroni Tw\u00f3j maj\u0105tek i dom przed nieoczekiwanymi szkodami i zdarzeniami.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-88809b9 elementor-invisible\" data-id=\"88809b9\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49ede7f elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"49ede7f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-car-1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/kfz-versicherung\/\">Ubezpieczenie samochodu<\/a>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNiezb\u0119dny dla ka\u017cdego w\u0142a\u015bciciela pojazdu, obejmuje szkody spowodowane przez jego w\u0142asny pojazd lub do niego.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-1f1311b elementor-invisible\" data-id=\"1f1311b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a94325f elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"a94325f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-save-money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/\">Ubezpieczenie ochrony prawnej<\/a>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNiezast\u0105piony towarzysz zapewniaj\u0105cy ochron\u0119 finansow\u0105 w sporach prawnych.\r\n\r\n\u200b\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-09ee57a elementor-invisible\" data-id=\"09ee57a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24afa08 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"24afa08\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-loan\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/\">Kredyt ratalny<\/a>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tElastyczne rozwi\u0105zanie umo\u017cliwiaj\u0105ce dokonywanie wi\u0119kszych zakup\u00f3w lub eliminowanie kr\u00f3tkoterminowych w\u0105skich garde\u0142 finansowych.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b19fa0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b19fa0e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2dc492f\" data-id=\"2dc492f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a55a7c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a55a7c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e2422ad elementor-invisible\" data-id=\"e2422ad\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dcc74f elementor-widget elementor-widget-heading\" data-id=\"3dcc74f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sprawdzanie i skuteczne dostosowywanie ubezpieczenia mienia domowego: Poradnik podejmowania \u015bwiadomych decyzji.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82df84b elementor-widget elementor-widget-text-editor\" data-id=\"82df84b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\">Ka\u017cdego roku, gdy pojawia si\u0119 rachunek za ubezpieczenie mienia, wielu w\u0142a\u015bcicieli dom\u00f3w i najemc\u00f3w zastanawia si\u0119: czy naprawd\u0119 p\u0142ac\u0119 uczciw\u0105 cen\u0119? Czy m\u00f3g\u0142bym uzyska\u0107 lepsze warunki? Rynek ubezpiecze\u0144 mieszkaniowych jest du\u017cy, a zmiana mo\u017ce przynie\u015b\u0107 korzy\u015bci finansowe. W tym artykule przyjrzymy si\u0119, jak mo\u017cesz zaoszcz\u0119dzi\u0107 pieni\u0105dze, dokonuj\u0105c ukierunkowanych zmian w ubezpieczeniu mienia domowego i jakie dodatkowe opcje ubezpieczenia s\u0105 dost\u0119pne <strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/kfz-versicherung\/\">Ubezpieczenie samochodu<\/a><\/span><\/strong>\u00a0I<strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/\">Ubezpieczenie ochrony prawnej<\/a><\/span><\/strong>, nale\u017cy ponownie rozwa\u017cy\u0107.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-90d3125 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"90d3125\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4ae704b elementor-invisible\" data-id=\"4ae704b\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfbdc40 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"dfbdc40\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-badge\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tUbezpieczenie mienia domowego w centrum uwagi\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tTo zaskakuj\u0105ce, ale wiele os\u00f3b pozostaje przy ubezpieczeniu domu przez lata, nigdy nie kwestionuj\u0105c stawek ani warunk\u00f3w. Skorzystaj z por\u00f3wnywarek, aby uzyska\u0107 r\u00f3\u017cne oferty. Zwr\u00f3\u0107 uwag\u0119 nie tylko na sk\u0142adk\u0119, ale tak\u017ce na sum\u0119 ubezpieczenia i dok\u0142adne \u015bwiadczenia ubezpieczeniowe.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-85be1e2 elementor-invisible\" data-id=\"85be1e2\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;animation_delay&quot;:350}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82c1ddb elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"82c1ddb\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPodstawowe ubezpieczenie mienia domowego \u2013 pozycja obowi\u0105zkowa w ka\u017cdym gospodarstwie domowym\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tW Niemczech ubezpieczenie mienia domowego nie jest wymagane przez prawo, ale jest niezwykle cenne. Chroni Twoje rzeczy przed kradzie\u017c\u0105, ogniem, wod\u0105 i burz\u0105. Sprawd\u017a aktualn\u0105 sum\u0119 ubezpieczenia i jej por\u00f3wnanie z rynkiem.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f3a7905 elementor-invisible\" data-id=\"f3a7905\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:375}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-390ecda elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"390ecda\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-planet-earth\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tUbezpieczenie ochrony prawnej \u2013 wsparcie w przypadku sporu\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCzy to k\u0142\u00f3tnie z s\u0105siadami, czy problemy prawne w pracy \u2013 konflikty mog\u0105 pojawi\u0107 si\u0119 niespodziewanie. <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>Ubezpieczenie ochrony prawnej<\/b><\/a> pomaga pokry\u0107 koszty. Tutaj dowiesz si\u0119, czy ubezpieczenie Twojego mienia obejmuje ju\u017c pomoc prawn\u0105 lub czy warto wykupi\u0107 dodatkow\u0105 ochron\u0119.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-283935c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"283935c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-91a4ef0 elementor-invisible\" data-id=\"91a4ef0\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3e402f elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"c3e402f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money-bag2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSprawd\u017a warunki zako\u0144czenia\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWi\u0119kszo\u015b\u0107 um\u00f3w dotycz\u0105cych wyposa\u017cenia domu mo\u017cna rozwi\u0105za\u0107 co roku. Dok\u0142adne okresy wypowiedzenia s\u0105 r\u00f3\u017cne, ale cz\u0119sto przed ko\u0144cem umowy obowi\u0105zuje miesi\u0119czne wypowiedzenie. W przypadku wzrostu sk\u0142adek mo\u017ce mie\u0107 zastosowanie specjalne prawo do rozwi\u0105zania stosunku pracy.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-313066c elementor-invisible\" data-id=\"313066c\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;animation_delay&quot;:350}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c275a26 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"c275a26\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Money-2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMiej oko na mo\u017cliwo\u015bci rabatowe\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNiekt\u00f3rzy ubezpieczyciele oferuj\u0105 zni\u017cki dla okre\u015blonych grup klient\u00f3w, takich jak seniorzy, rodziny, a nawet osoby samotne. Dowiedz si\u0119 o mo\u017cliwych mo\u017cliwo\u015bciach rabatowych.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-78c6191 elementor-invisible\" data-id=\"78c6191\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:375}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-882f726 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"882f726\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-layers\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRozwa\u017c ca\u0142y pakiet\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOpr\u00f3cz ochrony podstawowej wielu ubezpieczycieli oferuje dodatki, takie jak ubezpieczenie st\u0142uczenia szyby czy ochrona roweru. Zastan\u00f3w si\u0119, kt\u00f3re dodatkowe opcje mog\u0105 by\u0107 dla Ciebie istotne.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-579de79 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"579de79\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-572c706 elementor-invisible\" data-id=\"572c706\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e4a481 elementor-widget elementor-widget-image\" data-id=\"0e4a481\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"439\" height=\"419\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-4-1.jpg\" class=\"attachment-full size-full wp-image-3800\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-4-1.jpg 439w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-4-1-300x286.jpg 300w\" sizes=\"(max-width: 439px) 100vw, 439px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-aea64de elementor-invisible\" data-id=\"aea64de\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1597316 elementor-widget elementor-widget-heading\" data-id=\"1597316\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dzi\u0119ki dobrze zaprojektowanemu pakietowi ubezpiecze\u0144 jeste\u015b optymalnie przygotowany na ka\u017cd\u0105 ewentualno\u015b\u0107.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c631bcf elementor-widget elementor-widget-text-editor\" data-id=\"c631bcf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section id=\"comp-lnss9en11\" class=\"Oqnisf comp-lnss9en11 wixui-section\" tabindex=\"-1\" data-block-level-container=\"ClassicSection\">\r\n<div class=\"\" data-mesh-id=\"comp-lnss9en11inlineContent\" data-testid=\"inline-content\">\r\n<div data-mesh-id=\"comp-lnss9en11inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\r\n<div id=\"comp-lnss9en41\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno comp-lnss9en41 wixui-rich-text\" data-testid=\"richTextElement\">\r\n<p class=\"font_8 wixui-rich-text__text\">Podsumowuj\u0105c, warto regularnie sprawdza\u0107 ubezpieczenie mienia domowego. Nale\u017cy zwr\u00f3ci\u0107 uwag\u0119 zar\u00f3wno na cen\u0119, jak i zakres us\u0142ug i obs\u0142ugi klienta. Chocia\u017c ubezpieczenie mienia domowego zapewnia podstawow\u0105 ochron\u0119 Twojego domu, kan<strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/kfz-versicherung\/\">Ubezpieczenie samochodu<\/a><\/span><\/strong>\u00a0I<strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/\">Kredyt ratalny<\/a><\/span><\/strong>\u00a0by\u0107 wa\u017cne w pewnych sytuacjach \u017cyciowych. Dzi\u0119ki dobrze zaprojektowanemu pakietowi ubezpiecze\u0144 jeste\u015b optymalnie przygotowany na ka\u017cd\u0105 ewentualno\u015b\u0107.<\/p>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/section><section id=\"comp-lnss9en9\" class=\"Oqnisf comp-lnss9en9 wixui-section\" tabindex=\"-1\" data-block-level-container=\"ClassicSection\">\r\n<div id=\"bgLayers_comp-lnss9en9\" class=\"MW5IWV\" data-hook=\"bgLayers\" data-motion-part=\"BG_LAYER\"><\/div>\r\n<\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed60db9 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed60db9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-96cfa30\" data-id=\"96cfa30\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e0db073 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"e0db073\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-913cd5c\" data-id=\"913cd5c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91aef3c elementor-widget elementor-widget-heading\" data-id=\"91aef3c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Optymalne ubezpieczenie mienia domowego z finanz-fox: ochrona i elastyczno\u015b\u0107 Twojego domu i Twojego mienia!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ea83b3d elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"ea83b3d\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-a3d969b\" data-id=\"a3d969b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-754f6a7 elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"754f6a7\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Circle-progress\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOptymalna ochrona Twoich rzeczy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUbezpieczenie mienia domowego nie tylko chroni przed stratami finansowymi wynikaj\u0105cymi z kradzie\u017cy lub szk\u00f3d spowodowanych po\u017carem, ale tak\u017ce daje pewno\u015b\u0107, \u017ce cenne przedmioty zostan\u0105 wymienione w przypadku nieoczekiwanego zdarzenia. Z finanz-fox masz pewno\u015b\u0107, \u017ce wybierasz ubezpieczenie odpowiadaj\u0105ce Twoim indywidualnym potrzebom, kt\u00f3re w przypadku wyst\u0105pienia szkody szybko i \u0142atwo pomo\u017ce Ci.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-82c322a\" data-id=\"82c322a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4bc844 elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"d4bc844\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Money-2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tElastyczno\u015b\u0107 dostosowana do potrzeb\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWybieraj\u0105c ubezpieczenie mienia, nale\u017cy wzi\u0105\u0107 pod uwag\u0119 nie tylko aktualn\u0105 warto\u015b\u0107 swojego mienia, ale tak\u017ce przysz\u0142e zakupy. Dzi\u0119ki ofertom finanz-fox masz mo\u017cliwo\u015b\u0107 elastycznego dostosowania sumy ubezpieczenia, aby zawsze by\u0107 optymalnie chronionym, nie p\u0142ac\u0105c za du\u017co.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-c7ee592\" data-id=\"c7ee592\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e48831 elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"9e48831\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money-3\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tKompetentne doradztwo i mo\u017cliwo\u015bci por\u00f3wnania\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEksperci finanz-fox s\u0142u\u017c\u0105 Ci rad\u0105 i wsparciem w wyborze najlepszego ubezpieczenia mienia domowego. Korzystaj z przejrzystych mo\u017cliwo\u015bci por\u00f3wnywania, szczeg\u00f3\u0142owych informacji na temat r\u00f3\u017cnych taryf i osobistych porad dostosowanych do Twoich indywidualnych potrzeb.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-214196f\" data-id=\"214196f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef9e96a elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"ef9e96a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\" ti-lock\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSzybka likwidacja szk\u00f3d i niezawodni partnerzy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRoszczenie jest zawsze denerwuj\u0105ce i stresuj\u0105ce. Dzi\u0119ki odpowiedniemu ubezpieczeniu mienia domowego, kt\u00f3re mo\u017cesz znale\u017a\u0107 w finanz-fox, mo\u017cesz mie\u0107 pewno\u015b\u0107, \u017ce Twoje problemy zostan\u0105 rozwi\u0105zane szybko i bez biurokracji. Starannie dobieraj\u0105c partner\u00f3w ubezpieczeniowych, finanz-fox gwarantuje najwy\u017csz\u0105 jako\u015b\u0107 i niezawodno\u015b\u0107 w obs\u0142udze roszcze\u0144.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4a9588 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4a9588\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;tilt&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-936749b\" data-id=\"936749b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a59efb2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a59efb2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d9fd07d elementor-invisible\" data-id=\"d9fd07d\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d8a828 elementor-widget elementor-widget-heading\" data-id=\"3d8a828\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Poruszaj si\u0119 bezpiecznie po w\u0142asnym domu: efektywnie zarz\u0105dzaj ubezpieczeniem mienia domowego za pomoc\u0105 finanz-fox.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-673dd30 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"673dd30\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e727537\" data-id=\"e727537\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-597a73b elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"597a73b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-coins\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u200bIndywidualne podej\u015bcie do ochrony mienia domowego: Ka\u017cde ubezpieczenie mienia domowego ma sw\u00f3j charakter\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWa\u017cne jest, aby odnale\u017a\u0107 si\u0119 w zr\u00f3\u017cnicowanym \u015bwiecie ubezpiecze\u0144. Ka\u017cdy ma okre\u015blone wymagania dotycz\u0105ce ubezpieczenia domu. Niekt\u00f3rzy ceni\u0105 sobie dodatkowe us\u0142ugi dla cennych dzie\u0142 sztuki, inni szukaj\u0105 optymalnych mo\u017cliwo\u015bci zabezpieczenia na wypadek kl\u0119sk \u017cywio\u0142owych czy w\u0142ama\u0144.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7e1f518\" data-id=\"7e1f518\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dea821f elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"dea821f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-coins-1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCyfrowa zmiana w ochronie zawarto\u015bci gospodarstwa domowego: Aktualne trendy i perspektywy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWraz z post\u0119pem cyfryzacji rewolucjonizuje si\u0119 tak\u017ce bran\u017ca ubezpiecze\u0144 mienia domowego. Nowi, innowacyjni dostawcy prezentuj\u0105 oferty, kt\u00f3re odpowiadaj\u0105 dynamicznym potrzebom dzisiejszego konsumenta. Ta zmiana paradygmatu mo\u017ce skutkowa\u0107 atrakcyjnymi stawkami dla klient\u00f3w, ze szczeg\u00f3lnym uwzgl\u0119dnieniem elektroniki i cennych kolekcji, kt\u00f3re cz\u0119sto zajmuj\u0105 centralne miejsce.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5a31ddf elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"5a31ddf\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2e4fbf5\" data-id=\"2e4fbf5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3940b69 elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"3940b69\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOrientacja w domowej d\u017cungli: Wybierz odpowiednie ubezpieczenie\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBior\u0105c pod uwag\u0119 szerok\u0105 ofert\u0119 ubezpiecze\u0144 mienia domowego, cz\u0119sto pojawia si\u0119 pytanie: kt\u00f3ra taryfa b\u0119dzie dla mnie odpowiednia? Czy s\u0105 mo\u017cliwe ukryte koszty? Dok\u0142adne badania przed podj\u0119ciem decyzji s\u0105 niezb\u0119dne. Platformy cyfrowe i narz\u0119dzia por\u00f3wnawcze oferuj\u0105 przejrzysty przegl\u0105d i szczeg\u00f3\u0142owe informacje na temat r\u00f3\u017cnych pakiet\u00f3w ubezpiecze\u0144.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e372a1\" data-id=\"1e372a1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b981613 elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"b981613\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-invest\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPatrz\u0105c w przysz\u0142o\u015b\u0107: ewolucja w zakresie ochrony zawarto\u015bci gospodarstwa domowego\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBran\u017ca ubezpieczeniowa stale reaguje na zmieniaj\u0105ce si\u0119 potrzeby swoich klient\u00f3w. Cho\u0107 obecnie w centrum uwagi znajduje si\u0119 ochrona zawarto\u015bci gospodarstwa domowego, jutro specjalistyczne ubezpieczenie urz\u0105dze\u0144 inteligentnego domu lub zr\u00f3wnowa\u017cone modele ubezpiecze\u0144 mog\u0105 zyska\u0107 na znaczeniu. Dzi\u0119ki zasobom cyfrowym klienci mog\u0105 by\u0107 na bie\u017c\u0105co i zapewni\u0107 idealn\u0105 ochron\u0119 swojego domu.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6713587 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6713587\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-18e09a0\" data-id=\"18e09a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7f30e40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f30e40\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f93ceb3 elementor-invisible\" data-id=\"f93ceb3\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10e5ef2 elementor-widget elementor-widget-heading\" data-id=\"10e5ef2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Najnowsze blogi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-863ab6d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"863ab6d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a0190e6 elementor-invisible\" data-id=\"a0190e6\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d58f25 elementor-widget elementor-widget-elementskit-blog-posts\" data-id=\"0d58f25\" data-element_type=\"widget\" data-widget_type=\"elementskit-blog-posts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <div id=\"post-items--0d58f25\" class=\"row post-items\">\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/buy-car-without-down-payment-car-sketches-1024x574.avif\" alt=\"Tw\u00f3j spos\u00f3b na zakup wymarzonego samochodu bez depozytu\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\">\n\t\t\t\t\t\tTw\u00f3j spos\u00f3b na zakup wymarzonego samochodu bez depozytu\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Tak, to naprawd\u0119 mo\u017cliwe: mo\u017cesz kupi\u0107 samoch\u00f3d bez \u017cadnego depozytu. W ten spos\u00f3b mo\u017cesz natychmiast uzyska\u0107 mobilno\u015b\u0107 bez konieczno\u015bci dotykania swoich oszcz\u0119dno\u015bci. Ca\u0142a cena zakupu&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/leasing-versus-financing-vehicle-options-1024x574.avif\" alt=\"Leasing kontra finansowanie &#8211; co naprawd\u0119 si\u0119 op\u0142aca?\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\">\n\t\t\t\t\t\tLeasing kontra finansowanie &#8211; co naprawd\u0119 si\u0119 op\u0142aca?\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Pytanie wszystkich pyta\u0144 przy zakupie samochodu: leasing czy finansowanie? Zasadniczo r\u00f3\u017cnica jest do\u015b\u0107 prosta, ale jak zawsze diabe\u0142 tkwi w szczeg\u00f3\u0142ach. Leasing jest zasadniczo wynajmem,&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/online-loan-immediate-payout-doodle-finance-1024x574.avif\" alt=\"Odkryj natychmiastow\u0105 wyp\u0142at\u0119 kredytu online: nieskomplikowane wyja\u015bnienie\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\">\n\t\t\t\t\t\tOdkryj natychmiastow\u0105 wyp\u0142at\u0119 kredytu online: nieskomplikowane wyja\u015bnienie\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Je\u015bli jeste\u015b w kryzysie finansowym, &#8222;po\u017cyczka online z natychmiastow\u0105 wyp\u0142at\u0105&#8221; brzmi jak wybawienie w ostatniej chwili. Ale co w\u0142a\u015bciwie oznacza &#8222;natychmiastowa&#8221;? Nie m\u00f3wimy tutaj o&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                <\/div>\n       <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8dd4168 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8dd4168\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37c5142\" data-id=\"37c5142\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a6b8203 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6b8203\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1642b50 elementor-invisible\" data-id=\"1642b50\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7d73e0 elementor-widget elementor-widget-heading\" data-id=\"b7d73e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cz\u0119sto zadawane pytania dotycz\u0105ce ubezpieczenia mienia domowego<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3163ff2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3163ff2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-657e06c elementor-invisible\" data-id=\"657e06c\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b93e8d elementor-widget elementor-widget-elementskit-accordion\" data-id=\"8b93e8d\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-69f1e75ccb7a7\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-8b93e8d\">\n                        <a href=\"#collapse-32984ab69f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-32984ab69f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-32984ab69f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">1. Czym jest ubezpieczenie mienia domowego?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-32984ab69f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Ubezpieczenie mienia domowego chroni Twoje rzeczy osobiste znajduj\u0105ce si\u0119 w domu przed stratami finansowymi spowodowanymi nieprzewidzianymi zdarzeniami, takimi jak po\u017car, w\u0142amanie, burza czy zalania. W przypadku uszkodzenia ubezpieczyciel zwr\u00f3ci warto\u015b\u0107 uszkodzonych lub skradzionych przedmiot\u00f3w, aby\u015b m\u00f3g\u0142 je kupi\u0107 lub naprawi\u0107. Obejmuje to wszystko, co nale\u017cy do gospodarstwa domowego, od mebli i urz\u0105dze\u0144 elektrycznych po odzie\u017c i bi\u017cuteri\u0119.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-8b93e8d\">\n                        <a href=\"#collapse-7bf77fc69f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7bf77fc69f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-7bf77fc69f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">2. Dlaczego potrzebuj\u0119 ubezpieczenia mienia domowego?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7bf77fc69f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Ubezpieczenie mienia domowego jest wa\u017cne, aby w przypadku szkody nie utkn\u0105\u0107 w kosztach. Zastan\u00f3w si\u0119, jak kosztowny by\u0142by zakup nowego lub wymiana ca\u0142ego Twojego dobytku. W przypadku po\u017caru lub w\u0142amania szybko mog\u0105 zgromadzi\u0107 si\u0119 du\u017ce sumy pieni\u0119dzy. Ubezpieczenie mienia domowego zapewnia odpowiedni\u0105 ochron\u0119 finansow\u0105.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-8b93e8d\">\n                        <a href=\"#collapse-7a4acb669f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7a4acb669f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-7a4acb669f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">3. Co obejmuje ubezpieczenie mienia domowego?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7a4acb669f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Zasadniczo ubezpieczeniem obj\u0119te s\u0105 wszystkie rzeczy ruchome znajduj\u0105ce si\u0119 w Twoim mieszkaniu lub domu. Dotyczy to mebli, odzie\u017cy, elektroniki, przedmiot\u00f3w osobistych i wielu innych. W zale\u017cno\u015bci od warunk\u00f3w umowy ubezpieczeniem mog\u0105 zosta\u0107 obj\u0119te tak\u017ce szkody powsta\u0142e na skutek dzia\u0142ania si\u0142 naturalnych, takich jak powodzie czy trz\u0119sienia ziemi. Wa\u017cne jest, aby dok\u0142adnie przeczyta\u0107 umow\u0119 i upewni\u0107 si\u0119, \u017ce obejmuje ona wszystkie niezb\u0119dne ryzyka.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-8b93e8d\">\n                        <a href=\"#collapse-f58695e69f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-f58695e69f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-f58695e69f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">4. Kt\u00f3re ryzyka nie s\u0105 obj\u0119te ubezpieczeniem?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-f58695e69f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Niekt\u00f3re ryzyka cz\u0119sto nie s\u0105 obj\u0119te standardowym ubezpieczeniem mienia domowego, np. szkody spowodowane ra\u017c\u0105cym zaniedbaniem, wojn\u0105 lub szkodami spowodowanymi przez zwierz\u0119ta domowe. Jednak\u017ce niekt\u00f3re z tych ryzyk mo\u017cna opcjonalnie uwzgl\u0119dni\u0107. Wa\u017cne jest, aby dok\u0142adnie zapozna\u0107 si\u0119 z umow\u0105 i wy\u0142\u0105czeniami.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-8b93e8d\">\n                        <a href=\"#collapse-32cad3769f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-32cad3769f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-32cad3769f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">5. Jak obliczana jest sk\u0142adka ubezpieczeniowa?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-32cad3769f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Wysoko\u015b\u0107 sk\u0142adki za ubezpieczenie mienia domowego zale\u017cy od wielu czynnik\u00f3w. Obejmuje to warto\u015b\u0107 mienia domowego, wielko\u015b\u0107 powierzchni mieszkalnej, lokalizacj\u0119 mieszkania lub domu, a tak\u017ce wybrane warunki umowy i kwoty ubezpieczenia. Na przyk\u0142ad w obszarach o wi\u0119kszym ryzyku w\u0142amania sk\u0142adki mog\u0105 by\u0107 wy\u017csze.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-8b93e8d\">\n                        <a href=\"#collapse-a1f55ac69f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-a1f55ac69f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-a1f55ac69f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">6. Jak wysoka powinna by\u0107 suma ubezpieczenia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-a1f55ac69f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Suma ubezpieczenia powinna odpowiada\u0107 nowej warto\u015bci ca\u0142ego wyposa\u017cenia Twojego domu, aby\u015b m\u00f3g\u0142 wszystko wymieni\u0107 w przypadku uszkodzenia. Aby unikn\u0105\u0107 niedostatecznego lub nadmiernego ubezpieczenia, zaleca si\u0119 utworzenie szczeg\u00f3\u0142owego spisu inwentarza i regularne jego aktualizowanie.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-8b93e8d\">\n                        <a href=\"#collapse-c8421eb69f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-c8421eb69f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-c8421eb69f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">7. Co oznacza rezygnacja z niedoubezpieczenia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-c8421eb69f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Niekt\u00f3rzy ubezpieczyciele oferuj\u0105 zwolnienie z tytu\u0142u niedoubezpieczenia. Oznacza to, \u017ce w przypadku wyst\u0105pienia szkody zostanie wyp\u0142acona pe\u0142na suma ubezpieczenia, nawet je\u015bli rzeczywista warto\u015b\u0107 mienia jest wy\u017csza od ustalonej sumy. Cz\u0119sto jednak obowi\u0105zuj\u0105 tu pewne warunki, jak np. minimalna suma ubezpieczenia na metr kwadratowy powierzchni mieszkalnej.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-8b93e8d\">\n                        <a href=\"#collapse-2e21f6869f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-2e21f6869f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-2e21f6869f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">8. Czy przedmioty warto\u015bciowe s\u0105 ubezpieczone osobno?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-2e21f6869f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">W wielu polisach ubezpieczenia mienia domowego przedmioty warto\u015bciowe s\u0105 ubezpieczone do pewnego procentu ca\u0142kowitej sumy ubezpieczenia. Cz\u0119sto obejmuje to bi\u017cuteri\u0119, dzie\u0142a sztuki lub got\u00f3wk\u0119. W przypadku przedmiot\u00f3w szczeg\u00f3lnie warto\u015bciowych sensowne mo\u017ce okaza\u0107 si\u0119 wykupienie osobnego ubezpieczenia lub dodatkowej ochrony.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-8b93e8d\">\n                        <a href=\"#collapse-28bbfd969f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-28bbfd969f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-28bbfd969f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">9. Co si\u0119 stanie, je\u015bli si\u0119 przeprowadz\u0119?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-28bbfd969f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Kiedy si\u0119 przeprowadzasz, cz\u0119sto Twoje sprz\u0119ty gospodarstwa domowego s\u0105 ubezpieczone zar\u00f3wno w starym, jak i nowym mieszkaniu na okre\u015blony czas (np. 2 miesi\u0105ce). Wa\u017cne jest jednak, aby w odpowiednim czasie zg\u0142osi\u0107 przeprowadzk\u0119 ubezpieczycielowi i w razie potrzeby skorygowa\u0107 umow\u0119.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-8b93e8d\">\n                        <a href=\"#collapse-02ef82069f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-02ef82069f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-02ef82069f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">10. Co mam zrobi\u0107 w przypadku uszkodzenia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-02ef82069f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">W przypadku wyst\u0105pienia szkody nale\u017cy natychmiast poinformowa\u0107 firm\u0119 ubezpieczeniow\u0105, najlepiej pisemnie, podaj\u0105c szczeg\u00f3\u0142owy opis szkody i zdj\u0119cia. W przypadku w\u0142amania lub aktu wandalizmu wa\u017cne jest r\u00f3wnie\u017c natychmiastowe powiadomienie policji.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-8b93e8d\">\n                        <a href=\"#collapse-14b834369f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-14b834369f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-14b834369f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">11. Czy m\u00f3j rower lub meble ogrodowe s\u0105 r\u00f3wnie\u017c ubezpieczone?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-14b834369f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Rowery czy meble ogrodowe cz\u0119sto obj\u0119te s\u0105 ubezpieczeniem mienia domowego do okre\u015blonej warto\u015bci. Cz\u0119sto jednak obowi\u0105zuj\u0105 szczeg\u00f3lne warunki, na przyk\u0142ad konieczno\u015b\u0107 zablokowania roweru. Je\u015bli posiadasz cenne rowery, specjalne ubezpieczenie roweru mo\u017ce mie\u0107 sens.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-11-8b93e8d\">\n                        <a href=\"#collapse-ae533df69f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ae533df69f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-ae533df69f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">12. Czy istnieje odliczenie?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ae533df69f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-11-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Wiele firm zajmuj\u0105cych si\u0119 ubezpieczeniem mienia domowego oferuje stawki z odliczeniami i bez nich. Dzi\u0119ki udzia\u0142owi w\u0142asnemu musisz sam pokry\u0107 cz\u0119\u015b\u0107 koszt\u00f3w w przypadku wyst\u0105pienia szkody, co cz\u0119sto prowadzi do ta\u0144szej sk\u0142adki ubezpieczeniowej.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-12-8b93e8d\">\n                        <a href=\"#collapse-aedda4269f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-aedda4269f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-aedda4269f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">13. Jak mog\u0119 zrezygnowa\u0107 z ubezpieczenia mienia domowego?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-aedda4269f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-12-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Wypowiedzenie mo\u017ce nast\u0105pi\u0107 w formie pisemnej, przy czym nale\u017cy zachowa\u0107 okresy wypowiedzenia uzgodnione w umowie. Wypowiedzenie jest cz\u0119sto mo\u017cliwe pod koniec roku ubezpieczeniowego lub w przypadku podwy\u017cki sk\u0142adek.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-13-8b93e8d\">\n                        <a href=\"#collapse-281820069f1e75ccb7a7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-281820069f1e75ccb7a7\" aria-expanded=\"false\" aria-controls=\"Collapse-281820069f1e75ccb7a7\">\n                            \n                            <span class=\"ekit-accordion-title\">14. Czy szkody wyrz\u0105dzone przez zwierz\u0119ta s\u0105 obj\u0119te ubezpieczeniem?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-281820069f1e75ccb7a7\" class=\" collapse\" aria-labelledby=\"primaryHeading-13-8b93e8d\" data-parent=\"#accordion-69f1e75ccb7a7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Szkody spowodowane przez zwierz\u0119ta cz\u0119sto nie s\u0105 obj\u0119te ubezpieczeniem mienia domowego. W tym przypadku konieczne mo\u017ce by\u0107 osobne ubezpieczenie od odpowiedzialno\u015bci cywilnej w\u0142a\u015bciciela zwierz\u0119cia.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-991ef0e elementor-invisible\" data-id=\"991ef0e\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf83f35 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"bf83f35\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-69f1e75ccc0d8\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-bf83f35\">\n                        <a href=\"#collapse-d2f6ad069f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-d2f6ad069f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-d2f6ad069f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">15. Co oznacza \u201erekompensata zast\u0119pcza\u201d?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-d2f6ad069f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">W przypadku odszkodowania o warto\u015bci odtworzeniowej, w przypadku szkody, ubezpieczenie zwraca warto\u015b\u0107 uszkodzonego lub skradzionego przedmiotu tak, jakby zosta\u0142 zakupiony nowy. Oznacza to, \u017ce nie odlicza si\u0119 utraty warto\u015bci ze wzgl\u0119du na wiek lub u\u017cytkowanie.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-bf83f35\">\n                        <a href=\"#collapse-ce2359c69f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ce2359c69f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-ce2359c69f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">16. Czy mog\u0119 dodatkowo ubezpieczy\u0107 sprz\u0119t specjalny lub przedmioty specjalne?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ce2359c69f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, cz\u0119sto za dodatkow\u0105 op\u0142at\u0105 mo\u017cna ubezpieczy\u0107 dodatkowy sprz\u0119t lub przedmioty specjalne, takie jak drogie instrumenty muzyczne czy elektronik\u0119.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-bf83f35\">\n                        <a href=\"#collapse-b5f58af69f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-b5f58af69f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-b5f58af69f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">17. Czy istnieje okres oczekiwania na rozpocz\u0119cie ochrony?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-b5f58af69f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Z regu\u0142y ochrona ubezpieczeniowa rozpoczyna si\u0119 natychmiast po rozpocz\u0119ciu umowy. W przypadku niekt\u00f3rych zagro\u017ce\u0144, takich jak zagro\u017cenia naturalne, mo\u017ce jednak wyst\u0105pi\u0107 okres oczekiwania.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-bf83f35\">\n                        <a href=\"#collapse-303564969f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-303564969f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-303564969f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">18. Co si\u0119 stanie, je\u015bli b\u0119dziesz nadmiernie ubezpieczony?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-303564969f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Je\u015bli jeste\u015b nadmiernie ubezpieczony, ubezpieczy\u0142e\u015b wy\u017csz\u0105 kwot\u0119, ni\u017c faktycznie potrzebujesz. Oznacza to, \u017ce mo\u017cesz zap\u0142aci\u0107 wy\u017csz\u0105 sk\u0142adk\u0119, nie uzyskuj\u0105c \u017cadnej warto\u015bci dodanej, gdy\u017c w przypadku szkody zwr\u00f3cone zostan\u0105 jedynie rzeczywiste szkody.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-bf83f35\">\n                        <a href=\"#collapse-33ff1f669f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-33ff1f669f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-33ff1f669f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">19. Na co zwr\u00f3ci\u0107 uwag\u0119 wybieraj\u0105c ubezpieczenie mienia domowego?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-33ff1f669f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Zwr\u00f3\u0107 uwag\u0119 na zakres us\u0142ug, sum\u0119 ubezpieczenia, ewentualne odliczenia i oczywi\u015bcie cen\u0119. Warto por\u00f3wna\u0107 kilka ofert. We\u017a tak\u017ce pod uwag\u0119 recenzje i do\u015bwiadczenia innych klient\u00f3w.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-bf83f35\">\n                        <a href=\"#collapse-740764e69f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-740764e69f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-740764e69f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">20. Czy mog\u0119 wykupi\u0107 ubezpieczenie mienia domowego przez internet?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-740764e69f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, wiele firm ubezpieczeniowych oferuje ubezpieczenia online. Tutaj cz\u0119sto mo\u017cesz bezpo\u015brednio por\u00f3wna\u0107 taryfy i znale\u017a\u0107 odpowiedni\u0105 ochron\u0119 dla siebie.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-bf83f35\">\n                        <a href=\"#collapse-ed4b01569f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ed4b01569f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-ed4b01569f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">21. Czy s\u0105 jakie\u015b rabaty lub rabaty?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ed4b01569f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Niekt\u00f3rzy ubezpieczyciele oferuj\u0105 zni\u017cki dla okre\u015blonych grup klient\u00f3w, np. dla m\u0142odych ludzi, senior\u00f3w lub w po\u0142\u0105czeniu z innymi ubezpieczeniami. Zapytaj dostawc\u0119 o mo\u017cliwe rabaty.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-bf83f35\">\n                        <a href=\"#collapse-0dbbc7269f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-0dbbc7269f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-0dbbc7269f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">22. Co si\u0119 stanie je\u015bli nie zg\u0142osz\u0119 szkody?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-0dbbc7269f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Je\u017celi nie zg\u0142osisz szkody, zrzekasz si\u0119 ochrony ubezpieczeniowej. Ponadto mog\u0105 pojawi\u0107 si\u0119 problemy, je\u015bli zg\u0142osisz spraw\u0119 p\u00f3\u017aniej, poniewa\u017c przyczyny szkody nie b\u0119dzie ju\u017c mo\u017cna jednoznacznie ustali\u0107.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-bf83f35\">\n                        <a href=\"#collapse-fade38369f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fade38369f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-fade38369f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">23. Jak mam zareagowa\u0107 w przypadku rozbie\u017cno\u015bci z moim ubezpieczeniem?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fade38369f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">W przypadku jakichkolwiek rozbie\u017cno\u015bci nale\u017cy najpierw porozmawia\u0107 ze swoj\u0105 firm\u0105 ubezpieczeniow\u0105. Nieporozumienia cz\u0119sto mo\u017cna wyja\u015bni\u0107. Je\u017celi nie zostanie osi\u0105gni\u0119te porozumienie, mo\u017cesz skontaktowa\u0107 si\u0119 z Rzecznikiem Ubezpieczonych lub zasi\u0119gn\u0105\u0107 porady prawnej.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-bf83f35\">\n                        <a href=\"#collapse-1af947d69f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-1af947d69f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-1af947d69f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">24. Czy szkody spowodowane si\u0142ami natury s\u0105 automatycznie obj\u0119te ubezpieczeniem?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-1af947d69f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Nie zawsze. Szkody spowodowane na przyk\u0142ad przez powodzie, trz\u0119sienia ziemi lub lawiny cz\u0119sto nie s\u0105 standardowo obj\u0119te ubezpieczeniem mienia domowego, ale cz\u0119sto mo\u017cna je uwzgl\u0119dni\u0107 za dodatkow\u0105 op\u0142at\u0105.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-bf83f35\">\n                        <a href=\"#collapse-dd6d75b69f1e75ccc0d8\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-dd6d75b69f1e75ccc0d8\" aria-expanded=\"false\" aria-controls=\"Collapse-dd6d75b69f1e75ccc0d8\">\n                            \n                            <span class=\"ekit-accordion-title\">25. Czy istnieje r\u00f3\u017cnica pomi\u0119dzy ubezpieczeniem mienia domowego a ubezpieczeniem od odpowiedzialno\u015bci cywilnej?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-dd6d75b69f1e75ccc0d8\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-bf83f35\" data-parent=\"#accordion-69f1e75ccc0d8\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            \n<div class=\"\">\n<div>\n<div class=\"HcOXKn c9GqVL QxJLC3 lq2cno comp-lnt1ioek wixui-rich-text\">\n<p class=\"font_8 wixui-rich-text__text\">Tak, jest znacz\u0105ca r\u00f3\u017cnica. Ubezpieczenie mienia domowego obejmuje szkody w Twoim mieniu. Ubezpieczenie odpowiedzialno\u015bci cywilnej natomiast chroni Ci\u0119 przed roszczeniami os\u00f3b trzecich, je\u015bli wyrz\u0105dzisz im szkod\u0119 fizyczn\u0105 lub materialn\u0105. Obie polisy oferuj\u0105 r\u00f3\u017cne funkcje ochronne i najlepiej powinny by\u0107 \u0142\u0105czone.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"MW5IWV\"><\/div>\n\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>finanz-fox prezentuje: Ubezpieczenie mienia domowego \u2013 chro\u0144 sw\u00f3j dom w niepewnych chwilach! W jaki spos\u00f3b ubezpieczenie mienia chroni Twoje kosztowno\u015bci? \u200b W naszym dynamicznym \u015bwiecie od nieoczekiwanych wydarze\u0144 cz\u0119sto dzieli nas zaledwie chwila. Nasze cenne rzeczy i domy mog\u0105 by\u0107 zagro\u017cone w wyniku takich zdarze\u0144. Dlatego coraz wi\u0119cej os\u00f3b zdaje sobie spraw\u0119 z konieczno\u015bci zabezpieczenia [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3915","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3915","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/comments?post=3915"}],"version-history":[{"count":9,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3915\/revisions"}],"predecessor-version":[{"id":6364,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3915\/revisions\/6364"}],"wp:attachment":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/media?parent=3915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}