{"id":3911,"date":"2024-10-03T12:34:59","date_gmt":"2024-10-03T12:34:59","guid":{"rendered":"https:\/\/www.finanz-fox.de\/kfz-versicherung\/"},"modified":"2026-03-09T20:33:08","modified_gmt":"2026-03-09T20:33:08","slug":"kfz-versicherung","status":"publish","type":"page","link":"https:\/\/www.finanz-fox.de\/pl\/kfz-versicherung\/","title":{"rendered":"Ubezpieczenie samochodu"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3911\" class=\"elementor elementor-3911 elementor-1798\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca77d93 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca77d93\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cccb3d1\" data-id=\"cccb3d1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7331a8e elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7331a8e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenie samochodu<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-594d8a6 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"594d8a6\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34332d2 elementor-widget elementor-widget-html\" data-id=\"34332d2\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n-->\r\n<div id=\"vxcp-container\" data-partner-id=\"4191\" data-sub-partner-id=\"\" data-target=\"Versicherung_KFZ_Rechner\" data-wmid=\"94\" data-color=\"0\"><\/div>\r\n<script async defer src=\"https:\/\/partner.vxcp.de\/_js\/helper\/vxcp_qualityClickLoader.js\"><\/script>\r\n<img decoding=\"async\" src=\"https:\/\/partner.verivox.de\/go.cgi?pid=4191&wmid=94&cpid=1&prid=109&subid=&view=1\" height=\"1\" width=\"1\" border=\"0\" \/>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cdff9a9 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cdff9a9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3854d7e elementor-invisible\" data-id=\"3854d7e\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ae8cbb elementor-widget elementor-widget-image\" data-id=\"2ae8cbb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"860\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-7-2.jpg\" class=\"attachment-full size-full wp-image-4732\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-7-2.jpg 1280w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-7-2-300x202.jpg 300w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-7-2-1024x688.jpg 1024w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-7-2-768x516.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dae9979 elementor-invisible\" data-id=\"dae9979\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5752e6 elementor-widget elementor-widget-heading\" data-id=\"c5752e6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">finanz-fox przedstawia: Wszystko, co musisz wiedzie\u0107 o ubezpieczeniu samochodu!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5f2683 elementor-widget elementor-widget-text-editor\" data-id=\"c5f2683\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">Jak dzia\u0142a ubezpieczenie OC pojazdu mechanicznego?<\/span><\/p>\r\n<p class=\"font_8 wixui-rich-text__text\">Wielu w\u0142a\u015bcicieli pojazd\u00f3w boryka si\u0119 z wy\u017cszymi kosztami ubezpieczenia pojazdu. Stawki ubezpieczenia samochodu zmieniaj\u0105 si\u0119 co roku, aby zapewni\u0107 ubezpieczycielom op\u0142acalno\u015b\u0107. Dlatego te\u017c rozwa\u017cenie zmiany ubezpieczenia mo\u017ce by\u0107 korzystne finansowo. Ukierunkowane por\u00f3wnanie mo\u017ce wykaza\u0107, czy zmiana by\u0142aby korzystna. Dzi\u0119ki rocznemu przegl\u0105dowi ofert ubezpieczeniowych finanz.fox mo\u017cesz potencjalnie osi\u0105gn\u0105\u0107 roczne oszcz\u0119dno\u015bci w wysoko\u015bci do 1300 euro.<\/p>\r\n<p class=\"font_8 wixui-rich-text__text\">Ubezpieczenie obejmuje szkody wyrz\u0105dzone przez ubezpieczony pojazd. Nale\u017c\u0105 do nich szkody na osobach, rzeczach oraz tzw. straty finansowe. Te ostatnie to szkody, kt\u00f3re nie maj\u0105 charakteru ani fizycznego, ani materialnego, ale nios\u0105 za sob\u0105 konsekwencje finansowe (np. utrat\u0119 dochod\u00f3w w wyniku nieszcz\u0119\u015bliwego wypadku).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f047aaa elementor-widget elementor-widget-button\" data-id=\"f047aaa\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.finanz-fox.de\/pl\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d9a4d5 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d9a4d5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f654bc7 elementor-invisible\" data-id=\"f654bc7\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-acb27e6 elementor-widget elementor-widget-heading\" data-id=\"acb27e6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> Kiedy ubezpieczenie samochodu nie obejmuje ochrony? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce56892 elementor-widget elementor-widget-text-editor\" data-id=\"ce56892\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\">Jazda pod wp\u0142ywem alkoholu zwykle skutkuje utrat\u0105 ochrony ubezpieczeniowej. Je\u015bli spowodujesz wypadek podczas korzystania z telefonu kom\u00f3rkowego, odpowiedzialno\u015b\u0107 Ci\u0119 pokryje, ale w przypadku kompleksowego ubezpieczenia mo\u017cesz by\u0107 zmuszony sam pokry\u0107 koszty, je\u015bli zostanie stwierdzone ra\u017c\u0105ce zaniedbanie. Nawet je\u015bli jazda boso jest dozwolona, w razie wypadku wysoko\u015b\u0107 \u015bwiadczenia ubezpieczeniowego mo\u017ce zosta\u0107 zmniejszona. Ka\u017cdy, kto nieostro\u017cnie otwiera drzwi samochodu i powoduje wypadek, zwykle ponosi g\u0142\u00f3wn\u0105 odpowiedzialno\u015b\u0107 i zwi\u0105zane z tym koszty. Je\u017celi drzwi, kt\u00f3re by\u0142y ju\u017c uchylone, nagle otwieraj\u0105 si\u0119 ca\u0142kowicie i powoduj\u0105 wypadek, obie strony zwykle ponosz\u0105 koszty, je\u015bli drugi u\u017cytkownik drogi zauwa\u017cy\u0142 je wcze\u015bniej. Jazda bez wa\u017cnego przegl\u0105du technicznego mo\u017ce zagrozi\u0107 ochronie ubezpieczeniowej.<\/p>\r\n<p class=\"font_8 wixui-rich-text__text\">Chcesz wiedzie\u0107 wi\u0119cej na temat ubezpieczenia samochodu? W naszym filmie na finanz.fox znajdziesz dalsze informacje i wskaz\u00f3wki na temat ubezpieczenia pojazdu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a3856c5 elementor-invisible\" data-id=\"a3856c5\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4d712a elementor-widget elementor-widget-image\" data-id=\"b4d712a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1280\" height=\"850\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-8.jpg\" class=\"attachment-full size-full wp-image-3777\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-8.jpg 1280w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-8-300x199.jpg 300w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-8-1024x680.jpg 1024w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-8-768x510.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c12817 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c12817\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e98313\" data-id=\"3e98313\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-18e46e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18e46e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9b3e397 elementor-invisible\" data-id=\"9b3e397\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfe85ab elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"dfe85ab\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\" ti-car\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t Pe\u0142ne ubezpieczenie pojazdu\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tuzupe\u0142nia cz\u0119\u015bciowe ubezpieczenie kompleksowe i obejmuje r\u00f3wnie\u017c szkody powsta\u0142e z winy w\u0142asnego pojazdu.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-59a6d43 elementor-invisible\" data-id=\"59a6d43\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a1ef224 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"a1ef224\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-coins-2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRzut oka na r\u00f3\u017cne polisy ubezpieczeniowe samochodu\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUbezpieczenie OC pojazd\u00f3w mechanicznych: jest wymagane przez prawo i umo\u017cliwia poruszanie si\u0119 po miejscach publicznych. Firmy ubezpieczeniowe maj\u0105 obowi\u0105zek je oferowa\u0107, ale s\u0105 pewne wyj\u0105tki.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-efbaca2 elementor-invisible\" data-id=\"efbaca2\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4eee5f elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"b4eee5f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-handshake\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCz\u0119\u015bciowe ubezpieczenie pojazdu\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tObejmuje uszkodzenia w\u0142asnego pojazdu spowodowane przez osoby trzecie, takie jak wypadki z udzia\u0142em dzikich zwierz\u0105t lub pot\u0142uczone szk\u0142o. Jednak\u017ce szkody spowodowane przez Ciebie nie s\u0105 uwzgl\u0119dnione.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6068de2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6068de2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da1e9a0\" data-id=\"da1e9a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bb51180 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bb51180\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b36275a elementor-invisible\" data-id=\"b36275a\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f4adc5f elementor-widget elementor-widget-heading\" data-id=\"f4adc5f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u200bZmiana ubezpieczenia samochodu i oszcz\u0119dno\u015b\u0107 koszt\u00f3w: Przewodnik po podejmowaniu m\u0105drych decyzji<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89b2a19 elementor-widget elementor-widget-text-editor\" data-id=\"89b2a19\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\">Ka\u017cdego roku, gdy pojawia si\u0119 rachunek za ubezpieczenie samochodu, wielu w\u0142a\u015bcicieli samochod\u00f3w zadaje sobie pytanie: Czy p\u0142ac\u0119 za du\u017co? Czy mog\u0119 zaoszcz\u0119dzi\u0107 na kosztach? Rynek ubezpiecze\u0144 komunikacyjnych jest du\u017cy, a zmiana ubezpieczenia mo\u017ce faktycznie przynie\u015b\u0107 korzy\u015bci finansowe. W tym artykule poka\u017cemy Ci, jak skutecznie oszcz\u0119dzi\u0107 koszty zmieniaj\u0105c ubezpieczenie samochodu oraz jakie ubezpieczenia dodatkowe, takie jak ubezpieczenie OC i ubezpieczenie ochrony prawnej, warto rozwa\u017cy\u0107.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3890e28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3890e28\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-685b6fb elementor-invisible\" data-id=\"685b6fb\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f15f954 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"f15f954\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-badge\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPor\u00f3wnaj swoje ubezpieczenie samochodu\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMo\u017ce to wydawa\u0107 si\u0119 oczywiste, ale wiele os\u00f3b pozostaje wiernych swojemu ubezpieczeniu przez lata, nie por\u00f3wnuj\u0105c cen i \u015bwiadcze\u0144. Skorzystaj z por\u00f3wnywarek i zdob\u0105d\u017a przynajmniej trzy oferty. Wa\u017cne jest, aby zwraca\u0107 uwag\u0119 nie tylko na cen\u0119, ale tak\u017ce na korzy\u015bci, jakie daje ubezpieczenie samochodu. Ta\u0144sza taryfa mo\u017ce oferowa\u0107 mniejsz\u0105 wydajno\u015b\u0107.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0f8b932 elementor-invisible\" data-id=\"0f8b932\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;animation_delay&quot;:350}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-011cdff elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"011cdff\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t Ubezpieczenie odpowiedzialno\u015bci cywilnej\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tObowi\u0105zkowa pozycja dla ka\u017cdego kierowcy Ubezpieczenie od odpowiedzialno\u015bci cywilnej jest wymagane przez prawo w Niemczech i chroni przed konsekwencjami finansowymi, je\u015bli spowodujesz uszkodzenie samochodu. Obejmuje obra\u017cenia cia\u0142a, szkody maj\u0105tkowe i straty finansowe. Zastan\u00f3w si\u0119, czy Tw\u00f3j obecny zasi\u0119g jest wystarczaj\u0105cy i por\u00f3wnaj oferty r\u00f3\u017cnych dostawc\u00f3w.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-dd3fb5a elementor-invisible\" data-id=\"dd3fb5a\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:375}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1bde758 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"1bde758\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-layers\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/\">Ubezpieczenie ochrony prawnej<\/a>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tTwoja porada prawna Wypadek mo\u017ce nast\u0105pi\u0107 szybko i cz\u0119sto wi\u0105\u017ce si\u0119 to z sporami prawnymi. Tutaj z pomoc\u0105 przychodzi ubezpieczenie ochrony prawnej. Pokrywa koszty adwokata, s\u0105du i bieg\u0142ego. Ubezpieczenie to mo\u017ce by\u0107 na wag\u0119 z\u0142ota, szczeg\u00f3lnie w przypadku nieszcz\u0119\u015bliwych wypadk\u00f3w za granic\u0105. Sprawd\u017a, czy w Twoim pakiecie ubezpieczenia pojazdu znajduje si\u0119 ubezpieczenie ochrony prawnej i czy warto je wykupi\u0107.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8c0be5a elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8c0be5a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-001681b elementor-invisible\" data-id=\"001681b\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2562c35 elementor-widget elementor-widget-heading\" data-id=\"2562c35\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Regularnie por\u00f3wnuj\u0105c ubezpieczenia samochodu, mo\u017cesz zaoszcz\u0119dzi\u0107 pieni\u0105dze.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94c90f6 elementor-widget elementor-widget-text-editor\" data-id=\"94c90f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\">Zwr\u00f3\u0107 uwag\u0119 na okresy wypowiedzenia Wi\u0119kszo\u015b\u0107 polis ubezpieczenia pojazd\u00f3w mechanicznych mo\u017ce zosta\u0107 anulowana z ko\u0144cem roku ubezpieczeniowego. Nale\u017cy zwr\u00f3ci\u0107 uwag\u0119 na okres wypowiedzenia, kt\u00f3ry zazwyczaj wynosi jeden miesi\u0105c. Szczeg\u00f3lne prawo do wypowiedzenia przys\u0142uguje w przypadku podwy\u017cszenia sk\u0142adki ubezpieczenia samochodu bez zmiany zakresu \u015bwiadcze\u0144.<\/p>\r\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span>Zwr\u00f3\u0107 uwag\u0119 na zni\u017cki i specjalne warunki Wielu ubezpieczycieli oferuje zni\u017cki dla nowych kierowc\u00f3w, rodzin, a nawet za parkowanie pojazdu w gara\u017cu. Dowiedz si\u0119 o mo\u017cliwych zni\u017ckach u Twojego obecnego ubezpieczyciela i potencjalnych nowych dostawc\u00f3w.<\/p>\r\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span>Miej oko na dodatkowe us\u0142ugi Opr\u00f3cz ubezpieczenia od odpowiedzialno\u015bci cywilnej i<strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/\">Ubezpieczenie ochrony prawnej<\/a><\/span><\/strong>\u00a0Istniej\u0105 inne ubezpieczenia dodatkowe, takie jak ubezpieczenie cz\u0119\u015bciowo kompleksowe lub w pe\u0142ni kompleksowe. Zastan\u00f3w si\u0119 dok\u0142adnie, kt\u00f3re us\u0142ugi dodatkowe maj\u0105 dla Ciebie sens, a kt\u00f3re naprawd\u0119 potrzebujesz.<\/p>\r\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixGuard wixui-rich-text__text\">\u200b<\/span>Podsumowuj\u0105c, regularne por\u00f3wnywanie ubezpiecze\u0144 samochodowych mo\u017ce zaoszcz\u0119dzi\u0107 pieni\u0105dze. Ale przy podejmowaniu decyzji rol\u0119 powinna odgrywa\u0107 nie tylko cena, ale tak\u017ce korzy\u015bci i obs\u0142uga ubezpieczyciela. Ubezpieczenie od odpowiedzialno\u015bci cywilnej jest konieczno\u015bci\u0105<strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/\">Ubezpieczenie ochrony prawnej<\/a><\/span><\/strong>\u00a0mog\u0105 by\u0107 bardzo pomocne w niekt\u00f3rych sytuacjach. Dzi\u0119ki przemy\u015blanemu pakietowi ubezpiecze\u0144 jeste\u015b ca\u0142kowicie chroniony i mo\u017cesz bezpiecznie porusza\u0107 si\u0119 po drodze.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ad32d01 elementor-invisible\" data-id=\"ad32d01\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-322b455 elementor-widget elementor-widget-image\" data-id=\"322b455\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"850\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-2.jpg\" class=\"attachment-full size-full wp-image-3774\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-2.jpg 1280w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-2-300x199.jpg 300w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-2-1024x680.jpg 1024w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-2-768x510.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69e657e elementor-widget elementor-widget-image\" data-id=\"69e657e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"850\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-1.jpg\" class=\"attachment-full size-full wp-image-3775\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-1.jpg 1280w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-1-300x199.jpg 300w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-1-1024x680.jpg 1024w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-1-768x510.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-beb0b24 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"beb0b24\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47a1250\" data-id=\"47a1250\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-98acd0c elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"98acd0c\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5006011\" data-id=\"5006011\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a72132d elementor-widget elementor-widget-heading\" data-id=\"a72132d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Optymalne ubezpieczenie pojazdu z finanz-fox: Bezpiecze\u0144stwo i elastyczno\u015b\u0107 ubezpieczenia Twojego pojazdu!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-970a2cc elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"970a2cc\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f6282b8\" data-id=\"f6282b8\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc3783b elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"bc3783b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Circle-progress\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tIndywidualne porady\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tW finanz-fox otrzymasz dostosowane do potrzeb porady, jak znale\u017a\u0107 najlepsz\u0105 ochron\u0119 dla swojego pojazdu. Rozumiemy, \u017ce ka\u017cdy samoch\u00f3d i ka\u017cdy kierowca jest wyj\u0105tkowy.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-daf3212\" data-id=\"daf3212\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45755e4 elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"45755e4\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Money-2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPor\u00f3wnanie wiod\u0105cych dostawc\u00f3w\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSkorzystaj z naszej wiedzy i por\u00f3wnaj oferty najlepszych ubezpieczycieli. finanz-fox gwarantuje najlepszy stosunek jako\u015bci do ceny.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-61dbd5f\" data-id=\"61dbd5f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d4fb4b elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"7d4fb4b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money-3\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tElastyczne opcje taryfowe\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNiewa\u017cne, czy szukasz ochrony podstawowej, czy kompleksowej \u2013 w finanz-fox znajdziesz elastyczne opcje taryfowe, kt\u00f3re dostosowuj\u0105 si\u0119 do Twoich potrzeb.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9eaa970\" data-id=\"9eaa970\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59db4d7 elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"59db4d7\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\" ti-lock\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSzybka obs\u0142uga szk\u00f3d\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWypadek mo\u017ce by\u0107 stresuj\u0105cy. Maj\u0105c u boku finanz-fox, mo\u017cesz polega\u0107 na szybkiej i nieskomplikowanej us\u0142udze naprawy szk\u00f3d, kt\u00f3ra pomo\u017ce Ci szybko wr\u00f3ci\u0107 na drog\u0119.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-38d2240 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"38d2240\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;tilt&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ab4714d\" data-id=\"ab4714d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9641fe0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9641fe0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-fa24c76 elementor-invisible\" data-id=\"fa24c76\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-479c18a elementor-widget elementor-widget-heading\" data-id=\"479c18a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bezpieczn\u0105 drog\u0105 przez d\u017cungl\u0119 ubezpieczeniow\u0105: mistrzowskie ubezpieczenie pojazd\u00f3w mechanicznych w finanz-fox.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-929fca5 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"929fca5\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3ae0c9d\" data-id=\"3ae0c9d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9183d87 elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"9183d87\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-coins\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tUnikalne podej\u015bcie w \u015brodowisku ubezpieczeniowym: Ka\u017cde zabezpieczenie pojazdu ma sw\u00f3j w\u0142asny podpis\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tW z\u0142o\u017conym \u015bwiecie ubezpiecze\u0144 \u015bledzenie wszystkich opcji ubezpieczeniowych mo\u017ce by\u0107 trudne. Nale\u017cy podkre\u015bli\u0107, \u017ce potrzeby w zakresie ubezpieczenia samochodu r\u00f3\u017cni\u0105 si\u0119 w zale\u017cno\u015bci od osoby. Chocia\u017c niekt\u00f3rzy maj\u0105 wyj\u0105tkowy<a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>Legalna ochrona<\/b><\/a> inni wol\u0105 kompleksowe pakiety ubezpiecze\u0144 podr\u00f3\u017cnych lub jednocze\u015bnie potrzebuj\u0105 specjalistycznego ubezpieczenia od nast\u0119pstw nieszcz\u0119\u015bliwych wypadk\u00f3w.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2af30f0\" data-id=\"2af30f0\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12885f5 elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"12885f5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-coins-1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCyfrowy rynek ubezpiecze\u0144 ro\u015bnie: perspektywy i przemy\u015blenia\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRosn\u0105cy trend w kierunku cyfrowych rozwi\u0105za\u0144 ubezpieczeniowych prowadzi do znacz\u0105cych zmian w niemieckim sektorze ubezpiecze\u0144 komunikacyjnych. Coraz wi\u0119cej us\u0142ugodawc\u00f3w wchodzi do konkurencji i prezentuje oferty szyte na miar\u0119, precyzyjnie dopasowane do wymaga\u0144 wsp\u00f3\u0142czesnych w\u0142a\u015bcicieli samochod\u00f3w. Ta zwi\u0119kszona dynamika rynku mo\u017ce prowadzi\u0107 do stworzenia korzystniejszych warunk\u00f3w dla klient\u00f3w <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>Oferty ochrony prawnej<\/b><\/a> und <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>Opcje ubezpieczenia podr\u00f3\u017cnego<\/b><\/a> odgrywaj\u0105 kluczow\u0105 rol\u0119.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-968b035 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"968b035\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b1ad6e6\" data-id=\"b1ad6e6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-02c14e4 elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"02c14e4\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOrientacja w g\u0105szczu ubezpiecze\u0144: Wybierz odpowiedni\u0105 ochron\u0119 pojazdu\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBior\u0105c pod uwag\u0119 r\u00f3\u017cnorodno\u015b\u0107 opcji ubezpieczenia, od odpowiedzialno\u015bci cywilnej po<a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>legalna ochrona<\/b><\/a>, Cz\u0119sto pojawia si\u0119 pytanie: Kt\u00f3ry pakiet jest w\u0142a\u015bciwy? Gdzie mog\u0105 czai\u0107 si\u0119 nieoczekiwane op\u0142aty? Przed podj\u0119ciem decyzji niezb\u0119dne jest uzyskanie uzasadnionych informacji. Narz\u0119dzia i us\u0142ugi umo\u017cliwiaj\u0105 przejrzyste por\u00f3wnania i zapewniaj\u0105 dog\u0142\u0119bny wgl\u0105d w r\u00f3\u017cne modele ubezpiecze\u0144.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1ebfb55\" data-id=\"1ebfb55\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cdc535a elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"cdc535a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-invest\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPatrz\u0105c w przysz\u0142o\u015b\u0107: dalszy rozw\u00f3j w dziedzinie ubezpiecze\u0144 komunikacyjnych\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBran\u017ca ubezpieczeniowa, zw\u0142aszcza motoryzacyjna, nieustannie dostosowuje si\u0119, aby sprosta\u0107 zmieniaj\u0105cym si\u0119 potrzebom konsument\u00f3w. Mimo \u017ce ubezpieczenia komunikacyjne s\u0105 obecnie bardzo popularne, inne formy ubezpieczenia, takie jak... <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>Ubezpieczenie podr\u00f3\u017cne<\/b><\/a> Lub <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>Oferty ochrony prawnej<\/b><\/a>, zyska\u0107 na znaczeniu. Dzi\u0119ki narz\u0119dziom cyfrowym klienci s\u0105 zawsze na bie\u017c\u0105co informowani i zawsze znajduj\u0105 odpowiedni\u0105 ochron\u0119.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-449e023 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"449e023\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-79b7f70\" data-id=\"79b7f70\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0680187 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0680187\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-404e3c7 elementor-invisible\" data-id=\"404e3c7\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4668c00 elementor-widget elementor-widget-heading\" data-id=\"4668c00\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Najnowsze blogi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e124d3c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e124d3c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-717425a elementor-invisible\" data-id=\"717425a\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-887d263 elementor-widget elementor-widget-elementskit-blog-posts\" data-id=\"887d263\" data-element_type=\"widget\" data-widget_type=\"elementskit-blog-posts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <div id=\"post-items--887d263\" class=\"row post-items\">\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/buy-car-without-down-payment-car-sketches-1024x574.avif\" alt=\"Tw\u00f3j spos\u00f3b na zakup wymarzonego samochodu bez depozytu\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\">\n\t\t\t\t\t\tTw\u00f3j spos\u00f3b na zakup wymarzonego samochodu bez depozytu\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Tak, to naprawd\u0119 mo\u017cliwe: mo\u017cesz kupi\u0107 samoch\u00f3d bez \u017cadnego depozytu. W ten spos\u00f3b mo\u017cesz natychmiast uzyska\u0107 mobilno\u015b\u0107 bez konieczno\u015bci dotykania swoich oszcz\u0119dno\u015bci. Ca\u0142a cena zakupu&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/leasing-versus-financing-vehicle-options-1024x574.avif\" alt=\"Leasing kontra finansowanie &#8211; co naprawd\u0119 si\u0119 op\u0142aca?\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\">\n\t\t\t\t\t\tLeasing kontra finansowanie &#8211; co naprawd\u0119 si\u0119 op\u0142aca?\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Pytanie wszystkich pyta\u0144 przy zakupie samochodu: leasing czy finansowanie? Zasadniczo r\u00f3\u017cnica jest do\u015b\u0107 prosta, ale jak zawsze diabe\u0142 tkwi w szczeg\u00f3\u0142ach. Leasing jest zasadniczo wynajmem,&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/online-loan-immediate-payout-doodle-finance-1024x574.avif\" alt=\"Odkryj natychmiastow\u0105 wyp\u0142at\u0119 kredytu online: nieskomplikowane wyja\u015bnienie\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\">\n\t\t\t\t\t\tOdkryj natychmiastow\u0105 wyp\u0142at\u0119 kredytu online: nieskomplikowane wyja\u015bnienie\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Je\u015bli jeste\u015b w kryzysie finansowym, &#8222;po\u017cyczka online z natychmiastow\u0105 wyp\u0142at\u0105&#8221; brzmi jak wybawienie w ostatniej chwili. Ale co w\u0142a\u015bciwie oznacza &#8222;natychmiastowa&#8221;? Nie m\u00f3wimy tutaj o&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                <\/div>\n       <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25a3946 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25a3946\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b509214\" data-id=\"b509214\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9e012a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9e012a1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d673b3f elementor-invisible\" data-id=\"d673b3f\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cdc4cb0 elementor-widget elementor-widget-heading\" data-id=\"cdc4cb0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cz\u0119sto zadawane pytania dotycz\u0105ce ubezpieczenia samochodu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fd8b71c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fd8b71c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ad22493 elementor-invisible\" data-id=\"ad22493\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33fe54c elementor-widget elementor-widget-elementskit-accordion\" data-id=\"33fe54c\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6a13fb504e24d\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-33fe54c\">\n                        <a href=\"#collapse-32984ab6a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-32984ab6a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-32984ab6a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Co to jest ubezpieczenie samochodu?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-32984ab6a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Die Kfz-Versicherung ist eine Versicherung, die Ihr Fahrzeug gegen Sch\u00e4den und Haftpflichtanspr\u00fcche Dritter absichert.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-33fe54c\">\n                        <a href=\"#collapse-7bf77fc6a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7bf77fc6a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-7bf77fc6a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy ubezpieczenie samochodu jest wymagane przez prawo?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7bf77fc6a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, w wi\u0119kszo\u015bci kraj\u00f3w, w tym w Niemczech, ubezpieczenie OC pojazdu mechanicznego jest wymagane przez prawo.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-33fe54c\">\n                        <a href=\"#collapse-7a4acb66a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7a4acb66a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-7a4acb66a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Jaka jest r\u00f3\u017cnica pomi\u0119dzy ubezpieczeniem odpowiedzialno\u015bci cywilnej, cz\u0119\u015bciowo pe\u0142nym i pe\u0142nym?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7a4acb66a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Ubezpieczenie od odpowiedzialno\u015bci cywilnej obejmuje szkody, kt\u00f3re wyrz\u0105dzi\u0142e\u015b innym. Cz\u0119\u015bciowo kompleksowe i pe\u0142ne ubezpieczenie obejmuje szkody w\u0142asnego pojazdu.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-33fe54c\">\n                        <a href=\"#collapse-f58695e6a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-f58695e6a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-f58695e6a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Jak ustalana jest wysoko\u015b\u0107 sk\u0142adki na ubezpieczenie samochodu?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-f58695e6a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Wysoko\u015b\u0107 sk\u0142adki zale\u017cy od takich czynnik\u00f3w, jak typ pojazdu, wiek, miejsce zamieszkania i klasa bezszkodowa.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-33fe54c\">\n                        <a href=\"#collapse-32cad376a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-32cad376a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-32cad376a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Co to jest klasa bez roszcze\u0144?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-32cad376a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Klasa bez roszcze\u0144 (klasa SF) opiera si\u0119 na okresie ubezpieczenia bez roszcze\u0144 i wp\u0142ywa na wysoko\u015b\u0107 sk\u0142adki.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-33fe54c\">\n                        <a href=\"#collapse-a1f55ac6a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-a1f55ac6a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-a1f55ac6a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy mog\u0119 zmieni\u0107 ubezpieczenie samochodu?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-a1f55ac6a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, raz w roku mo\u017cesz zrezygnowa\u0107 z ubezpieczenia samochodu i zmieni\u0107 ubezpieczyciela.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-33fe54c\">\n                        <a href=\"#collapse-c8421eb6a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-c8421eb6a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-c8421eb6a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Jakie dodatkowe us\u0142ugi oferuje ubezpieczenie samochodu?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-c8421eb6a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Dodatkowe us\u0142ugi mog\u0105 obejmowa\u0107 ochron\u0119 przed wypadkami, listy ochronne, lojalno\u015b\u0107 wobec warsztatu i inne.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-33fe54c\">\n                        <a href=\"#collapse-2e21f686a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-2e21f686a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-2e21f686a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy s\u0105 zni\u017cki dla bezpiecznych kierowc\u00f3w?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-2e21f686a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, bezpieczni kierowcy mog\u0105 otrzyma\u0107 zni\u017cki w postaci klas SF lub system\u00f3w bonus-malus.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-33fe54c\">\n                        <a href=\"#collapse-28bbfd96a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-28bbfd96a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-28bbfd96a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Jak m\u00f3j roczny przebieg wp\u0142ywa na sk\u0142adk\u0119?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-28bbfd96a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Wi\u0119kszy przebieg mo\u017ce prowadzi\u0107 do wy\u017cszej sk\u0142adki, natomiast niski przebieg mo\u017ce skutkowa\u0107 zni\u017ckami.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-33fe54c\">\n                        <a href=\"#collapse-02ef8206a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-02ef8206a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-02ef8206a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy mog\u0119 pokry\u0107 szkody w swoim poje\u017adzie?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-02ef8206a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, szkody we w\u0142asnym poje\u017adzie mo\u017cesz pokry\u0107 ubezpieczeniem cz\u0119\u015bciowym i pe\u0142nym.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-33fe54c\">\n                        <a href=\"#collapse-0648d796a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-0648d796a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-0648d796a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Jak wysoki jest udzia\u0142 w\u0142asny w ubezpieczeniu kompleksowym?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-0648d796a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Udzia\u0142 w\u0142asny to kwota, kt\u00f3r\u0105 musisz zap\u0142aci\u0107 w przypadku szkody.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-11-33fe54c\">\n                        <a href=\"#collapse-814b5f06a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-814b5f06a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-814b5f06a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy istniej\u0105 specjalne taryfy dla m\u0142odych kierowc\u00f3w?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-814b5f06a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-11-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, m\u0142odzi kierowcy cz\u0119sto p\u0142ac\u0105 wy\u017csze sk\u0142adki, ale istniej\u0105 stawki zaprojektowane specjalnie dla nowych kierowc\u00f3w.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-12-33fe54c\">\n                        <a href=\"#collapse-6ba6a1d6a13fb504e24d\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-6ba6a1d6a13fb504e24d\" aria-expanded=\"false\" aria-controls=\"Collapse-6ba6a1d6a13fb504e24d\">\n                            \n                            <span class=\"ekit-accordion-title\">Jak\u0105 rol\u0119 w ubezpieczeniu odgrywa typ mojego pojazdu?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-6ba6a1d6a13fb504e24d\" class=\" collapse\" aria-labelledby=\"primaryHeading-12-33fe54c\" data-parent=\"#accordion-6a13fb504e24d\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Rodzaj i warto\u015b\u0107 pojazdu wp\u0142ywaj\u0105 na wysoko\u015b\u0107 sk\u0142adki i wyb\u00f3r pomi\u0119dzy ubezpieczeniem cz\u0119\u015bciowo pe\u0142nym a pe\u0142nym.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9ccf500 elementor-invisible\" data-id=\"9ccf500\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d902a0e elementor-widget elementor-widget-elementskit-accordion\" data-id=\"d902a0e\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6a13fb504e8be\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-d902a0e\">\n                        <a href=\"#collapse-d2f6ad06a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-d2f6ad06a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-d2f6ad06a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy mog\u0119 przed\u0142u\u017cy\u0107 ochron\u0119 ubezpieczeniow\u0105?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-d2f6ad06a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, mo\u017cesz doda\u0107 dodatkowe opcje, takie jak ubezpieczenie pasa\u017cera od nast\u0119pstw nieszcz\u0119\u015bliwych wypadk\u00f3w lub ubezpieczenie od szk\u00f3d spowodowanych przez dzik\u0105 przyrod\u0119.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-d902a0e\">\n                        <a href=\"#collapse-ce2359c6a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ce2359c6a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-ce2359c6a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Co si\u0119 stanie w przypadku uszkodzenia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ce2359c6a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">W przypadku wyst\u0105pienia szkody zg\u0142o\u015b zdarzenie ubezpieczycielowi, kt\u00f3ry nast\u0119pnie zajmie si\u0119 pokryciem szkody.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-d902a0e\">\n                        <a href=\"#collapse-b5f58af6a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-b5f58af6a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-b5f58af6a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy mog\u0119 wykupi\u0107 ubezpieczenie samochodu elektrycznego?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-b5f58af6a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, istniej\u0105 specjalne polisy ubezpieczeniowe dla samochod\u00f3w elektrycznych, kt\u00f3re uwzgl\u0119dniaj\u0105 ich unikalne potrzeby.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-d902a0e\">\n                        <a href=\"#collapse-30356496a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-30356496a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-30356496a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Jaka jest r\u00f3\u017cnica mi\u0119dzy ubezpieczeniem samochodu nowego i u\u017cywanego?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-30356496a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Ubezpieczenie nowego samochodu jest cz\u0119sto dro\u017csze, ale zapewnia pe\u0142niejsz\u0105 ochron\u0119 nowych pojazd\u00f3w.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-d902a0e\">\n                        <a href=\"#collapse-33ff1f66a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-33ff1f66a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-33ff1f66a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Jak\u0105 rol\u0119 w kalkulacji sk\u0142adki odgrywa moje miejsce zamieszkania?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-33ff1f66a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Miejsce zamieszkania wp\u0142ywa na wysoko\u015b\u0107 sk\u0142adki ze wzgl\u0119du na klas\u0119 regionaln\u0105 i wsp\u00f3\u0142czynnik kradzie\u017cy.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-d902a0e\">\n                        <a href=\"#collapse-740764e6a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-740764e6a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-740764e6a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy mog\u0119 wykupi\u0107 ubezpieczenie online?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-740764e6a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, wielu ubezpieczycieli oferuje mo\u017cliwo\u015b\u0107 zawarcia ubezpieczenia samochodu online.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-d902a0e\">\n                        <a href=\"#collapse-ed4b0156a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ed4b0156a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-ed4b0156a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy istnieje minimalny okres obowi\u0105zywania umowy ubezpieczenia samochodu?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ed4b0156a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Wi\u0119kszo\u015b\u0107 polis ubezpieczeniowych samochodu ma minimalny okres obowi\u0105zywania umowy wynosz\u0105cy jeden rok.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-d902a0e\">\n                        <a href=\"#collapse-0dbbc726a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-0dbbc726a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-0dbbc726a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Co powinienem zrobi\u0107, je\u015bli mia\u0142em wypadek?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-0dbbc726a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Po wypadku nale\u017cy natychmiast powiadomi\u0107 policj\u0119, sporz\u0105dzi\u0107 protok\u00f3\u0142 wypadku i powiadomi\u0107 firm\u0119 ubezpieczeniow\u0105.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-d902a0e\">\n                        <a href=\"#collapse-fade3836a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fade3836a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-fade3836a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Jak mog\u0119 zrezygnowa\u0107 z ubezpieczenia samochodu?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fade3836a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Zazwyczaj mo\u017cesz zrezygnowa\u0107 z ubezpieczenia samochodu na pi\u015bmie z miesi\u0119cznym okresem wypowiedzenia.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-d902a0e\">\n                        <a href=\"#collapse-1af947d6a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-1af947d6a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-1af947d6a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Co to jest elektroniczne potwierdzenie ubezpieczenia (numer eVB)?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-1af947d6a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Numer eVB to kod elektroniczny wymagany przy rejestracji pojazdu.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-d902a0e\">\n                        <a href=\"#collapse-250ce596a13fb504e8be\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-250ce596a13fb504e8be\" aria-expanded=\"false\" aria-controls=\"Collapse-250ce596a13fb504e8be\">\n                            \n                            <span class=\"ekit-accordion-title\">Czy mog\u0119 zmieni\u0107 ubezpieczenie samochodu w przypadku szkody?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-250ce596a13fb504e8be\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-d902a0e\" data-parent=\"#accordion-6a13fb504e8be\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            \n<div class=\"\">\n<div>\n<div class=\"HcOXKn c9GqVL QxJLC3 lq2cno comp-lnt0h81o1 wixui-rich-text\">\n<p class=\"font_8 wixui-rich-text__text\">Tak, mo\u017cesz zmieni\u0107 ubezpieczenie samochodu po szkodzie, ale pami\u0119taj o okresach wypowiedzenia.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"MW5IWV\"><\/div>\n\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>&#8211;&gt; finanz-fox przedstawia: Wszystko, co musisz wiedzie\u0107 o ubezpieczeniu samochodu! Jak dzia\u0142a ubezpieczenie OC pojazdu mechanicznego? Wielu w\u0142a\u015bcicieli pojazd\u00f3w boryka si\u0119 z wy\u017cszymi kosztami ubezpieczenia pojazdu. Stawki ubezpieczenia samochodu zmieniaj\u0105 si\u0119 co roku, aby zapewni\u0107 ubezpieczycielom op\u0142acalno\u015b\u0107. Dlatego te\u017c rozwa\u017cenie zmiany ubezpieczenia mo\u017ce by\u0107 korzystne finansowo. Ukierunkowane por\u00f3wnanie mo\u017ce wykaza\u0107, czy zmiana by\u0142aby korzystna. Dzi\u0119ki [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3911","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/comments?post=3911"}],"version-history":[{"count":12,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3911\/revisions"}],"predecessor-version":[{"id":6362,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3911\/revisions\/6362"}],"wp:attachment":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/media?parent=3911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}