{"id":3908,"date":"2024-10-04T07:11:15","date_gmt":"2024-10-04T07:11:15","guid":{"rendered":"https:\/\/www.finanz-fox.de\/privathatlicht-versicherung\/"},"modified":"2026-03-09T20:33:08","modified_gmt":"2026-03-09T20:33:08","slug":"privathatlicht-versicherung","status":"publish","type":"page","link":"https:\/\/www.finanz-fox.de\/pl\/privathatlicht-versicherung\/","title":{"rendered":"Odpowiedzialno\u015b\u0107 osobista"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3908\" class=\"elementor elementor-3908 elementor-1884\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c4626b9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c4626b9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-182912de\" data-id=\"182912de\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4497b4b9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4497b4b9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Odpowiedzialno\u015b\u0107 osobista<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-9d92914 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"9d92914\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26a558c elementor-widget elementor-widget-html\" data-id=\"26a558c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe onload=\"fa_iframeresize.do(this);\" src=\"https:\/\/tools.financeads.net\/privathaftpflichtrechner.php?tp=dif&wf=63208&ntpl=responsive&h=1\" scrolling=\"no\" width=\"650\" height=\"890\" style=\"width: 100%; padding:0px; margin:0px; border-width:0px;\" frameborder=\"0\"><\/iframe><script type=\"text\/javascript\" src=\"\/\/js.financeads.net\/iframeResizeMe.min.js.gz\"><\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a469fda elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a469fda\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fe39d37 elementor-invisible\" data-id=\"fe39d37\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5ccf35 elementor-widget elementor-widget-heading\" data-id=\"f5ccf35\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">finanz-fox przedstawia: Ubezpieczenie odpowiedzialno\u015bci cywilnej \u2013 Twoja bezpieczna kotwica w burzliwych czasach!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4d019d elementor-widget elementor-widget-text-editor\" data-id=\"e4d019d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\">Jak dzia\u0142a ubezpieczenie OC pojazdu mechanicznego?<\/span><\/p>\r\n<p class=\"font_8 wixui-rich-text__text\">Obecnie wiele os\u00f3b boryka si\u0119 z rosn\u0105cymi kosztami ubezpieczenia odpowiedzialno\u015bci cywilnej. Sk\u0142adki za takie ubezpieczenia s\u0105 co roku dostosowywane w celu zapewnienia stabilno\u015bci finansowej ubezpieczycieli. Wskazane mo\u017ce by\u0107 zatem krytyczne spojrzenie na istniej\u0105ce umowy. Dok\u0142adne por\u00f3wnanie, na przyk\u0142ad za po\u015brednictwem finanz.fox, mo\u017ce ujawni\u0107, czy nale\u017cy rozwa\u017cy\u0107 zmian\u0119. Taka zmiana, oparta na rocznym por\u00f3wnaniu ubezpiecze\u0144 finanz.fox, mog\u0142aby potencjalnie zaoszcz\u0119dzi\u0107 nawet 500 euro.<\/p>\r\n<p class=\"font_8 wixui-rich-text__text\">Ubezpieczenie to pokrywa koszty szk\u00f3d, kt\u00f3re nieumy\u015blnie wyrz\u0105dzisz osobom trzecim. Obejmuje to zar\u00f3wno szkody fizyczne, jak i materialne, takie jak uszkodzone przedmioty lub straty finansowe spowodowane wypadkiem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04f2602 elementor-widget elementor-widget-button\" data-id=\"04f2602\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.finanz-fox.de\/pl\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b2d0c2a elementor-invisible\" data-id=\"b2d0c2a\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-955b444 elementor-widget elementor-widget-image\" data-id=\"955b444\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"860\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-30.jpg\" class=\"attachment-full size-full wp-image-3895\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-30.jpg 1280w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-30-300x202.jpg 300w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-30-1024x688.jpg 1024w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-30-768x516.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9d28bd elementor-widget elementor-widget-image\" data-id=\"c9d28bd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"400\" height=\"300\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Indian-property-market-shutterstock_1700575657-1200x700-compressed-qazrso2naal7h35otluzig17x3572i5ga5bjqyrid4.jpg\" class=\"attachment-full size-full wp-image-3798\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Indian-property-market-shutterstock_1700575657-1200x700-compressed-qazrso2naal7h35otluzig17x3572i5ga5bjqyrid4.jpg 400w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Indian-property-market-shutterstock_1700575657-1200x700-compressed-qazrso2naal7h35otluzig17x3572i5ga5bjqyrid4-300x225.jpg 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6565cb1 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6565cb1\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ad0a557 elementor-invisible\" data-id=\"ad0a557\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d41baa3 elementor-widget elementor-widget-image\" data-id=\"d41baa3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"619\" height=\"362\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/10\/11062b_2a0524d3a0e64d13a2dc3026d8d6a97dmv2.webp\" class=\"attachment-full size-full wp-image-3909\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/10\/11062b_2a0524d3a0e64d13a2dc3026d8d6a97dmv2.webp 619w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/10\/11062b_2a0524d3a0e64d13a2dc3026d8d6a97dmv2-300x175.webp 300w\" sizes=\"(max-width: 619px) 100vw, 619px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-366c549 elementor-invisible\" data-id=\"366c549\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc8ea63 elementor-widget elementor-widget-heading\" data-id=\"fc8ea63\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> W jakich okoliczno\u015bciach odpowiedzialno\u015b\u0107 osobista nie ma zastosowania?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92f446b elementor-widget elementor-widget-text-editor\" data-id=\"92f446b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\">\u00a0Zwykle nie dotyczy to szk\u00f3d wyrz\u0105dzonych umy\u015blnie. Je\u015bli wynikaj\u0105 Pa\u0144stwo z ra\u017c\u0105cego niedbalstwa, na przyk\u0142ad z powodu nieuwagi w wyniku korzystania z telefonu kom\u00f3rkowego lub podczas <strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/\">Ubezpieczenie podr\u00f3\u017cne<\/a><\/span><\/strong>\u00a0W przypadku uszkodzenia mog\u0105 wyst\u0105pi\u0107 ograniczenia w dzia\u0142aniu. Niekt\u00f3re aktywno\u015bci, takie jak ryzykowne sporty, mog\u0105 podlega\u0107 pewnym ograniczeniom. Ka\u017cdy, kto stwarza sytuacj\u0119 prowadz\u0105c\u0105 do szk\u00f3d, cz\u0119sto ponosi g\u0142\u00f3wn\u0105 odpowiedzialno\u015b\u0107, a co za tym idzie, koszty. Przestarza\u0142e umowy ubezpieczeniowe mog\u0105 czasami zapewnia\u0107 mniejsz\u0105 ochron\u0119.<\/p>\r\n\r\n<pre id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Translation\" data-ved=\"2ahUKEwjyn4empLiJAxWdSvEDHfN6LwYQ3ewLegQICRAU\" aria-label=\"Translated text: Zwykle nie dotyczy to szk\u00f3d wyrz\u0105dzonych umy\u015blnie. Je\u015bli wyrz\u0105dzisz szkod\u0119 poprzez ra\u017c\u0105ce niedbalstwo, na przyk\u0142ad przez nieuwag\u0119 w wyniku korzystania z telefonu kom\u00f3rkowego lub podczas wykupienia ubezpieczenia podr\u00f3\u017cnego, mog\u0105 obowi\u0105zywa\u0107 ograniczenia w \u015bwiadczeniu us\u0142ugi. Niekt\u00f3re aktywno\u015bci, takie jak ryzykowne sporty, mog\u0105 podlega\u0107 pewnym ograniczeniom. Ka\u017cdy, kto stwarza sytuacj\u0119 prowadz\u0105c\u0105 do szk\u00f3d, cz\u0119sto ponosi g\u0142\u00f3wn\u0105 odpowiedzialno\u015b\u0107, a co za tym idzie, koszty. Nieaktualne umowy ubezpieczeniowe mog\u0105 czasami zapewnia\u0107 mniejsz\u0105 ochron\u0119. Chcesz wiedzie\u0107 wi\u0119cej na temat ubezpieczenia odpowiedzialno\u015bci cywilnej? W naszym filmie na finanz.fox otrzymasz dog\u0142\u0119bne spostrze\u017cenia i cenne informacje na temat odpowiedzialno\u015bci osobistej.\"><span class=\"Y2IQFc\" lang=\"pl\">Chcesz wiedzie\u0107 wi\u0119cej na temat ubezpieczenia odpowiedzialno\u015bci cywilnej? W naszym filmie na finanz.fox otrzymasz dog\u0142\u0119bne spostrze\u017cenia i cenne informacje na temat odpowiedzialno\u015bci osobistej.<\/span><\/pre>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05d603b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05d603b\" data-element_type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f918ac\" data-id=\"6f918ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-20289e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20289e9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e9dc134 elementor-invisible\" data-id=\"e9dc134\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f06af6 elementor-widget elementor-widget-heading\" data-id=\"7f06af6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Przegl\u0105d r\u00f3\u017cnych rodzaj\u00f3w ubezpiecze\u0144<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e00410e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e00410e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4caf5da elementor-invisible\" data-id=\"4caf5da\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68cf798 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"68cf798\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-save-money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t Ubezpieczenie odpowiedzialno\u015bci cywilnej\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tobejmuje szkody wyrz\u0105dzone osobom trzecim i chroni przed konsekwencjami finansowymi takich zdarze\u0144.\r\n\r\n\u200b\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-8420d74 elementor-invisible\" data-id=\"8420d74\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e2c7a61 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"e2c7a61\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-car-1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/kfz-versicherung\/\">Ubezpieczenie samochodu<\/a>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tObowi\u0105zkowa pozycja dla ka\u017cdego w\u0142a\u015bciciela samochodu, obejmuje szkody spowodowane przez w\u0142asny samoch\u00f3d.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-171aace elementor-invisible\" data-id=\"171aace\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-905bf0c elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"905bf0c\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-trolley-1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<a href=\"\/ratecredit\">Ubezpieczenie podr\u00f3\u017cne<\/a>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tChroni przed nieprzewidzianymi zdarzeniami podczas podr\u00f3\u017cy, takimi jak odwo\u0142anie, choroba lub wypadek.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25f4e04 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25f4e04\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55c644c\" data-id=\"55c644c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-19f524d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19f524d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-92c3d3b elementor-invisible\" data-id=\"92c3d3b\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e83d12 elementor-widget elementor-widget-heading\" data-id=\"1e83d12\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sprawd\u017a ubezpieczenie OC i optymalizuj je rozs\u0105dnie: Poradnik przemy\u015blanych decyzji.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c232a49 elementor-widget elementor-widget-text-editor\" data-id=\"c232a49\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font_8 wixui-rich-text__text\">Co roku, kiedy pojawia si\u0119 rachunek za ubezpieczenie OC, wielu konsument\u00f3w my\u015bli: Czy p\u0142ac\u0119 za du\u017co? Czy s\u0105 lepsze opcje? Rynek ubezpiecze\u0144 odpowiedzialno\u015bci cywilnej jest rozleg\u0142y, a zmiana ubezpieczenia mo\u017ce faktycznie przynie\u015b\u0107 ulg\u0119 finansow\u0105. W tym artykule przyjrzymy si\u0119, jak mo\u017cesz zaoszcz\u0119dzi\u0107 pieni\u0105dze, zmieniaj\u0105c ubezpieczenie OC i jakie dodatkowe opcje ubezpieczenia, takie jak to <strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/depot\/\">Ubezpieczenie samochodu<\/a><\/span><\/strong>\u00a0I<strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/\">Ubezpieczenie podr\u00f3\u017cne<\/a><\/span><\/strong>, nale\u017cy ponownie rozwa\u017cy\u0107.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-60f0bb7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60f0bb7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b1387e2 elementor-invisible\" data-id=\"b1387e2\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b3cd79 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"1b3cd79\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-badge\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tTwoje ubezpieczenie od odpowiedzialno\u015bci cywilnej pod kontrol\u0105\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMo\u017ce trudno w to uwierzy\u0107, ale wiele os\u00f3b pozostaje wiernych swojemu ubezpieczeniu od odpowiedzialno\u015bci cywilnej przez lata, nie sprawdzaj\u0105c stawek i ofert. Korzystaj z por\u00f3wnywarek i zbieraj r\u00f3\u017cne oferty. We\u017a pod uwag\u0119 nie tylko miesi\u0119czn\u0105 sk\u0142adk\u0119, ale przede wszystkim kwot\u0119 ubezpieczenia i zawarte us\u0142ugi.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-01b4815 elementor-invisible\" data-id=\"01b4815\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;animation_delay&quot;:350}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e422adf elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"e422adf\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPodstawowa odpowiedzialno\u015b\u0107 osobista \u2013 niezb\u0119dna ochrona\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tW Niemczech ubezpieczenie od odpowiedzialno\u015bci cywilnej nie jest wymagane przez prawo, ale nadal jest niezb\u0119dne. Obejmuje szkody, kt\u00f3re mo\u017cesz wyrz\u0105dzi\u0107 osobom trzecim, zar\u00f3wno materialne, jak i fizyczne. Sprawd\u017a swoj\u0105 aktualn\u0105 sum\u0119 ubezpieczenia i por\u00f3wnaj j\u0105 z innymi ofertami.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d930567 elementor-invisible\" data-id=\"d930567\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:375}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e9adf6 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"8e9adf6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-planet-earth\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tUbezpieczenie podr\u00f3\u017cne - ochrona w czasie podr\u00f3\u017cy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNiezale\u017cnie od tego, czy jest to zagubiony aparat na wakacjach, czy wizyta u lekarza za granic\u0105 \u2013 nieprzewidywalne zdarzenia mog\u0105 szybko sta\u0107 si\u0119 kosztowne. Ubezpieczenie podr\u00f3\u017cne mo\u017ce by\u0107 tutaj ratunkiem. Sprawd\u017a, czy Twoje ubezpieczenie OC obejmuje ju\u017c ochron\u0119 w podr\u00f3\u017cy lub czy wskazane by\u0142oby wykupienie dodatkowej ochrony.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ea8399a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea8399a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4dfe489 elementor-invisible\" data-id=\"4dfe489\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17a03d6 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"17a03d6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money-bag2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRozwa\u017c warunki rozwi\u0105zania umowy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWi\u0119kszo\u015b\u0107 um\u00f3w dotycz\u0105cych odpowiedzialno\u015bci osobistej ma okresy roczne. Okresy wypowiedzenia s\u0105 r\u00f3\u017cne, ale cz\u0119sto wynosz\u0105 jeden miesi\u0105c do ko\u0144ca umowy. W przypadku podwy\u017cszenia sk\u0142adki mo\u017ce mie\u0107 zastosowanie nadzwyczajne prawo do wypowiedzenia umowy.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-794af24 elementor-invisible\" data-id=\"794af24\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;animation_delay&quot;:350}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45e6e9a elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"45e6e9a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Money-2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSkorzystaj z rabat\u00f3w i zni\u017cek\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWielu ubezpieczycieli oferuje zni\u017cki dla okre\u015blonych grup zawodowych, os\u00f3b \u017cyj\u0105cych samotnie lub rodzin. Skontaktuj si\u0119 ze swoim obecnym ubezpieczycielem i potencjalnymi nowymi ubezpieczycielami w sprawie takich \u015bwiadcze\u0144.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-95a2e4e elementor-invisible\" data-id=\"95a2e4e\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:375}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47ab152 elementor-view-stacked elementor-shape-circle elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"47ab152\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-layers\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRozwa\u017c ca\u0142\u0105 ofert\u0119\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOpr\u00f3cz g\u0142\u00f3wnego ubezpieczenia cz\u0119sto dost\u0119pne s\u0105 dodatkowe pakiety takie jak uszkodzenie wynajmowanego mienia czy utrata kluczy. Zastan\u00f3w si\u0119, kt\u00f3re dodatki s\u0105 istotne dla Twojego stylu \u017cycia.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-adcd059 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"adcd059\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1eb0080 elementor-invisible\" data-id=\"1eb0080\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-467f01e elementor-widget elementor-widget-image\" data-id=\"467f01e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"860\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-10.jpg\" class=\"attachment-full size-full wp-image-4730\" alt=\"\" srcset=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-10.jpg 1280w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-10-300x202.jpg 300w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-10-1024x688.jpg 1024w, https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2024\/09\/Untitled-design-10-768x516.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-31d7cad elementor-invisible\" data-id=\"31d7cad\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb058b3 elementor-widget elementor-widget-heading\" data-id=\"eb058b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dzi\u0119ki ubezpieczeniu jeste\u015b dobrze przygotowany na nieprzewidziane zdarzenia.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a56e76 elementor-widget elementor-widget-text-editor\" data-id=\"6a56e76\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section id=\"comp-lnspc3fz3\" class=\"Oqnisf comp-lnspc3fz3 wixui-section\" tabindex=\"-1\" data-block-level-container=\"ClassicSection\">\r\n<div class=\"\" data-mesh-id=\"comp-lnspc3fz3inlineContent\" data-testid=\"inline-content\">\r\n<div data-mesh-id=\"comp-lnspc3fz3inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\r\n<div id=\"comp-lnspc3g15\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno comp-lnspc3g15 wixui-rich-text\" data-testid=\"richTextElement\">\r\n<p class=\"font_8 wixui-rich-text__text\">Podsumowuj\u0105c, mo\u017cna stwierdzi\u0107, \u017ce regularny przegl\u0105d ubezpieczenia odpowiedzialno\u015bci cywilnej daje potencja\u0142 do oszcz\u0119dno\u015bci. Nale\u017cy wzi\u0105\u0107 pod uwag\u0119 cen\u0119, wydajno\u015b\u0107 i jako\u015b\u0107 us\u0142ug. Chocia\u017c ubezpieczenie odpowiedzialno\u015bci cywilnej zapewnia podstawow\u0105 ochron\u0119,<strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/kfz-versicherung\/\">Ubezpieczenie samochodu<\/a><\/span><\/strong>\u00a0I<strong><span class=\"wixui-rich-text__text\"><a class=\"wixui-rich-text__text\" href=\"https:\/\/www.finanz-fox.de\/pl\/\">Ubezpieczenie podr\u00f3\u017cne<\/a><\/span><\/strong>\u00a0by\u0107 niezast\u0105pione w niekt\u00f3rych sytuacjach. Dzi\u0119ki przemy\u015blanemu ubezpieczeniu jeste\u015b w pe\u0142ni przygotowany na nieprzewidziane zdarzenia.<\/p>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/section><section id=\"comp-lnspc3g42\" class=\"Oqnisf comp-lnspc3g42 wixui-section\" tabindex=\"-1\" data-block-level-container=\"ClassicSection\">\r\n<div id=\"bgLayers_comp-lnspc3g42\" class=\"MW5IWV\" data-hook=\"bgLayers\" data-motion-part=\"BG_LAYER\"><\/div>\r\n<\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c4a2d4 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c4a2d4\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0171f80\" data-id=\"0171f80\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3113d49 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"3113d49\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-40fffce\" data-id=\"40fffce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d67ffd elementor-widget elementor-widget-heading\" data-id=\"9d67ffd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Optymalne ubezpieczenie odpowiedzialno\u015bci cywilnej z finanz-fox: bezpiecze\u0144stwo i elastyczno\u015b\u0107 ubezpieczenia Twojego pojazdu!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-256901f elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"256901f\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-d9d008c\" data-id=\"d9d008c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad3fa6a elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"ad3fa6a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Circle-progress\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPodstawowa ochrona przed konsekwencjami finansowymi\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUbezpieczenie odpowiedzialno\u015bci cywilnej chroni przed konsekwencjami finansowymi, kt\u00f3re mog\u0105 wynikn\u0105\u0107, je\u015bli nieumy\u015blnie wyrz\u0105dzisz szkod\u0119 osobom trzecim. Niezale\u017cnie od tego, czy wynika to z nieszcz\u0119\u015bliwego wypadku podczas zabawy z pi\u0142k\u0105, zniszczenia kosztowno\u015bci czy innych codziennych zdarze\u0144, to ubezpieczenie pokrywa koszty i chroni przed potencjalnie rujnuj\u0105cymi roszczeniami odszkodowawczymi.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-090a94f\" data-id=\"090a94f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5306f3e elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"5306f3e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Money-2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tNie wymagane przez prawo, ale niezb\u0119dne\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tW Niemczech ubezpieczenie odpowiedzialno\u015bci cywilnej nie jest obowi\u0105zkowe, jest jednak jedn\u0105 z najwa\u017cniejszych polis dobrowolnych. Bez tego koszty wyrz\u0105dzonych szk\u00f3d mog\u0142yby zagrozi\u0107 Twojemu istnieniu. Dlatego eksperci zdecydowanie zalecaj\u0105 zawarcie takiej polisy, aby zabezpieczy\u0107 si\u0119 przed nieprzewidywalnymi zagro\u017ceniami.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3aab46c\" data-id=\"3aab46c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a2508b9 elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"a2508b9\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money-3\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tR\u00f3\u017cne obszary i kwoty ubezpieczenia:\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tW zale\u017cno\u015bci od wybranej taryfy i operatora kwoty ubezpieczenia i zawarte w nim us\u0142ugi mog\u0105 si\u0119 r\u00f3\u017cni\u0107. Regularnie przegl\u0105daj umow\u0119 i upewnij si\u0119, \u017ce zakres ubezpieczenia i warunki odpowiadaj\u0105 Twojemu stylowi \u017cycia i profilowi ryzyka.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-8f3ed62\" data-id=\"8f3ed62\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ece1078 elementor-view-stacked elementor-shape-square elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"ece1078\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\" ti-lock\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDodatkowe opcje dla konkretnych potrzeb\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWielu ubezpieczycieli oferuje opcjonalne modu\u0142y dodatkowe umo\u017cliwiaj\u0105ce indywidualne rozszerzenie ochrony. Obejmuje to na przyk\u0142ad ubezpieczenie utraty kluczy, uszkodzenia wynajmowanego mienia, a nawet szk\u00f3d powsta\u0142ych za granic\u0105. Warto rozwa\u017cy\u0107 te opcje, aby zapewni\u0107 ochron\u0119 dostosowan\u0105 do indywidualnych potrzeb.\r\n\r\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29bd978 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29bd978\" data-element_type=\"section\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;tilt&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-112239a\" data-id=\"112239a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-99588d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"99588d4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2a595d4 elementor-invisible\" data-id=\"2a595d4\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-587e53d elementor-widget elementor-widget-heading\" data-id=\"587e53d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pewna pozycja w labiryncie ubezpiecze\u0144: kompetentnie poruszaj si\u0119 po odpowiedzialno\u015bci cywilnej z finanz-fox.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-96f1afc elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"96f1afc\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2a1433c\" data-id=\"2a1433c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6816ad elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"d6816ad\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-coins\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u200bUnikalne podej\u015bcie w bran\u017cy ubezpieczeniowej: Ka\u017cda polisa OC ma sw\u00f3j podpis\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tW z\u0142o\u017conym krajobrazie ubezpiecze\u0144 utrzymanie perspektywy mo\u017ce stanowi\u0107 wyzwanie. Ka\u017cdy ma indywidualne potrzeby, je\u015bli chodzi o osobist\u0105 odpowiedzialno\u015b\u0107. Niekt\u00f3rzy polegaj\u0105 na specjalistycznych ofertach <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>ubezpieczenia od odpowiedzialno\u015bci cywilnej za zwierz\u0119ta domowe<\/b><\/a>, inni szukaj\u0105 kompleksowego <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>ubezpieczenia podr\u00f3\u017cnego opcje<\/b><\/a>lub najlepsze por\u00f3wnanie ubezpiecze\u0144 zdrowotnych.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b513929\" data-id=\"b513929\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-492a0e5 elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"492a0e5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-coins-1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCyfryzacja w sektorze ubezpiecze\u0144: aktualne wydarzenia i rozwa\u017cania\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRosn\u0105ca sk\u0142onno\u015b\u0107 do cyfrowych rozwi\u0105za\u0144 ubezpieczeniowych zmienia krajobraz odpowiedzialno\u015bci cywilnej w Niemczech. Coraz wi\u0119ksza liczba dostawc\u00f3w wprowadza na rynek oferty dostosowane do potrzeb wsp\u00f3\u0142czesnych konsument\u00f3w. Ten ruch na rynku mo\u017ce zaowocowa\u0107 atrakcyjniejszymi ofertami dla klient\u00f3w, obejmuj\u0105cymi <a href=\"https:\/\/www.finanz-fox.de\/pl\/kfz-versicherung\/\"><b>ubezpieczenie samochodu<\/b><\/a> i <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>Opcje ubezpieczenia podr\u00f3\u017cnego <\/b><\/a> s\u0105 w centrum uwagi.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6647a33 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"6647a33\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a625fb1\" data-id=\"a625fb1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a12ec8c elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"a12ec8c\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-Money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPrzegl\u0105danie labiryntu ubezpieczeniowego: Znalezienie odpowiedniego ubezpieczenia od odpowiedzialno\u015bci cywilnej\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBior\u0105c pod uwag\u0119 liczne alternatywy ubezpieczeniowe, od <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>ubezpieczenia od odpowiedzialno\u015bci cywilnej za zwierz\u0119ta domowe<\/b><\/a> po <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>ubezpieczenie podr\u00f3\u017cne<\/b><\/a> cz\u0119sto spotykasz si\u0119 z pytaniem: Kt\u00f3ra oferta b\u0119dzie dla mnie odpowiednia? Gdzie mog\u0105 kry\u0107 si\u0119 ukryte koszty? Przed podj\u0119ciem decyzji wa\u017cne jest, aby by\u0107 dobrze poinformowanym. Narz\u0119dzia cyfrowe u\u0142atwiaj\u0105 por\u00f3wnania i oferuj\u0105 szczeg\u00f3\u0142owy wgl\u0105d w r\u00f3\u017cne struktury ubezpiecze\u0144.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9e8ac73\" data-id=\"9e8ac73\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11c70e5 elementor-view-stacked elementor-shape-square elementor-tablet-position-top elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"11c70e5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-invest\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPerspektywy: Rozw\u00f3j sytuacji w obszarze odpowiedzialno\u015bci prywatnej\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u015awiat ubezpiecze\u0144 nieustannie dopasowuje si\u0119 do zmieniaj\u0105cych si\u0119 potrzeb konsument\u00f3w. Cho\u0107 odpowiedzialno\u015b\u0107 prywatna jest dzi\u015b w centrum uwagi wielu os\u00f3b, jutro mo\u017ce ni\u0105 by\u0107 <a href=\"https:\/\/www.finanz-fox.de\/pl\/kfz-versicherung\/\"><b>ubezpieczenie pojazd\u00f3w mechanicznych<\/b><\/a> <a href=\"https:\/\/www.finanz-fox.de\/pl\/\">< b>ubezpieczenie podr\u00f3\u017cne,<\/b><\/a> <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b><\/b><\/a> \r\nOferty <a href=\"https:\/\/www.finanz-fox.de\/pl\/\"><b>Odpowiedzialno\u015bci za zwierz\u0119ta domowe<\/b><\/a> lub narz\u0119dzia do por\u00f3wnywania ubezpiecze\u0144 zdrowotnych staj\u0105 si\u0119 coraz bardziej trafne. Narz\u0119dzia cyfrowe pozwalaj\u0105 konsumentom by\u0107 na bie\u017c\u0105co i zawsze znajdowa\u0107 odpowiedni\u0105 ochron\u0119.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcee2c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dcee2c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47475a2\" data-id=\"47475a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b3a8e65 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3a8e65\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-19bfcfd elementor-invisible\" data-id=\"19bfcfd\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3bc709 elementor-widget elementor-widget-heading\" data-id=\"e3bc709\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Najnowsze blogi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-21e595b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21e595b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7487ad6 elementor-invisible\" data-id=\"7487ad6\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26c4c4e elementor-widget elementor-widget-elementskit-blog-posts\" data-id=\"26c4c4e\" data-element_type=\"widget\" data-widget_type=\"elementskit-blog-posts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <div id=\"post-items--26c4c4e\" class=\"row post-items\">\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/buy-car-without-down-payment-car-sketches-1024x574.avif\" alt=\"Tw\u00f3j spos\u00f3b na zakup wymarzonego samochodu bez depozytu\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\">\n\t\t\t\t\t\tTw\u00f3j spos\u00f3b na zakup wymarzonego samochodu bez depozytu\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Tak, to naprawd\u0119 mo\u017cliwe: mo\u017cesz kupi\u0107 samoch\u00f3d bez \u017cadnego depozytu. W ten spos\u00f3b mo\u017cesz natychmiast uzyska\u0107 mobilno\u015b\u0107 bez konieczno\u015bci dotykania swoich oszcz\u0119dno\u015bci. Ca\u0142a cena zakupu&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/auto-kaufen-ohne-anzahlung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/leasing-versus-financing-vehicle-options-1024x574.avif\" alt=\"Leasing kontra finansowanie &#8211; co naprawd\u0119 si\u0119 op\u0142aca?\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\">\n\t\t\t\t\t\tLeasing kontra finansowanie &#8211; co naprawd\u0119 si\u0119 op\u0142aca?\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Pytanie wszystkich pyta\u0144 przy zakupie samochodu: leasing czy finansowanie? Zasadniczo r\u00f3\u017cnica jest do\u015b\u0107 prosta, ale jak zawsze diabe\u0142 tkwi w szczeg\u00f3\u0142ach. Leasing jest zasadniczo wynajmem,&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/leasing-versus-finanzierung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                    <div class=\"col-lg-4 col-md-6\">\n\n                                    <div class=\"elementskit-post-image-card\">\n                        <div class=\"elementskit-entry-header\">\n                                                            <a href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\" class=\"elementskit-entry-thumb\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.finanz-fox.de\/wp-content\/uploads\/2026\/02\/online-loan-immediate-payout-doodle-finance-1024x574.avif\" alt=\"Odkryj natychmiastow\u0105 wyp\u0142at\u0119 kredytu online: nieskomplikowane wyja\u015bnienie\">\n                                <\/a><!-- .elementskit-entry-thumb END -->\n                                                            \n                            \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!-- .elementskit-entry-header END -->\n\n\t\t\t\t\t\t<div class=\"elementskit-post-body \">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\">\n\t\t\t\t\t\tOdkryj natychmiastow\u0105 wyp\u0142at\u0119 kredytu online: nieskomplikowane wyja\u015bnienie\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Je\u015bli jeste\u015b w kryzysie finansowym, &#8222;po\u017cyczka online z natychmiastow\u0105 wyp\u0142at\u0105&#8221; brzmi jak wybawienie w ostatniej chwili. Ale co w\u0142a\u015bciwie oznacza &#8222;natychmiastowa&#8221;? Nie m\u00f3wimy tutaj o&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                                            <div class=\"btn-wraper\">\n                                    \n                                                                            <a class=\"elementskit-btn whitespace--normal\" id=\"\" href=\"https:\/\/www.finanz-fox.de\/pl\/online-kredit-sofort-auszahlung\/\">\n                                        \t                                            Przeczytaj wi\u0119cej                                        <\/a>\n                                                                    <\/div>\n                                                    <\/div><!-- .elementskit-post-body END -->\n                    <\/div>\n                \n            <\/div>\n                <\/div>\n       <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f400075 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f400075\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ff0bf6\" data-id=\"8ff0bf6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e423342 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e423342\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5e45aa6 elementor-invisible\" data-id=\"5e45aa6\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03c44d7 elementor-widget elementor-widget-heading\" data-id=\"03c44d7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cz\u0119sto zadawane pytania dotycz\u0105ce ubezpieczenia odpowiedzialno\u015bci cywilnej<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1932ac8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1932ac8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d240339 elementor-invisible\" data-id=\"d240339\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27e623d elementor-widget elementor-widget-elementskit-accordion\" data-id=\"27e623d\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6a2e83079379e\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-27e623d\">\n                        <a href=\"#collapse-32984ab6a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-32984ab6a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-32984ab6a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">1. Czym jest ubezpieczenie odpowiedzialno\u015bci cywilnej?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-32984ab6a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Ubezpieczenie odpowiedzialno\u015bci cywilnej to ubezpieczenie obejmuj\u0105ce szkody, kt\u00f3re nieumy\u015blnie wyrz\u0105dzi\u0142e\u015b osobom trzecim. Ma to znaczenie, je\u015bli na przyk\u0142ad przypadkowo wyrz\u0105dzisz komu\u015b szkod\u0119 w mieniu lub na osobie, a ona za\u017c\u0105da od ciebie odszkodowania.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-27e623d\">\n                        <a href=\"#collapse-7bf77fc6a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7bf77fc6a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-7bf77fc6a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">2. Czy jest to wymagane przez prawo w Niemczech?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7bf77fc6a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Nie, w Niemczech prawo nie wymaga ubezpieczenia od odpowiedzialno\u015bci cywilnej. Jest to jednak jedna z najwa\u017cniejszych polis ubezpieczeniowych, poniewa\u017c mo\u017ce chroni\u0107 przed wysokimi roszczeniami odszkodowawczymi.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-27e623d\">\n                        <a href=\"#collapse-7a4acb66a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7a4acb66a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-7a4acb66a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">3. Ile \u015brednio kosztuje takie ubezpieczenie?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7a4acb66a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Koszty ubezpieczenia odpowiedzialno\u015bci cywilnej r\u00f3\u017cni\u0105 si\u0119 w zale\u017cno\u015bci od dostawcy, kwoty ubezpieczenia i indywidualnych warunk\u00f3w umowy. \u015arednio sk\u0142adki wynosz\u0105 od 40 do 100 euro rocznie.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-27e623d\">\n                        <a href=\"#collapse-f58695e6a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-f58695e6a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-f58695e6a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">4. Jakie szkody pokrywamy?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-f58695e6a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Ubezpieczeniem obj\u0119te s\u0105 zazwyczaj szkody maj\u0105tkowe, obra\u017cenia cia\u0142a i straty finansowe. Na przyk\u0142ad, je\u015bli przypadkowo uszkodzisz telefon kom\u00f3rkowy przyjaciela lub kogo\u015b zranisz, ubezpieczenie pokryje szkod\u0119.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-27e623d\">\n                        <a href=\"#collapse-32cad376a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-32cad376a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-32cad376a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">5. Czy s\u0105 jakie\u015b wyj\u0105tki?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-32cad376a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, szkody spowodowane umy\u015blnie, dzia\u0142ania wojenne lub szkody powsta\u0142e w wyniku u\u017cytkowania pojazd\u00f3w mechanicznych s\u0105 zwykle wy\u0142\u0105czone.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-27e623d\">\n                        <a href=\"#collapse-a1f55ac6a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-a1f55ac6a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-a1f55ac6a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">6. Czy moje dzieci r\u00f3wnie\u017c s\u0105 ubezpieczone?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-a1f55ac6a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Co do zasady ma\u0142oletnie dzieci w gospodarstwie domowym s\u0105 r\u00f3wnie\u017c ubezpieczone w ramach ubezpieczenia odpowiedzialno\u015bci cywilnej rodzic\u00f3w. W przypadku doros\u0142ych dzieci zale\u017cy to od ich statusu (np. wykszta\u0142cenia) i warunk\u00f3w umowy.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-27e623d\">\n                        <a href=\"#collapse-c8421eb6a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-c8421eb6a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-c8421eb6a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">7. Co to jest odliczenie?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-c8421eb6a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Udzia\u0142 w\u0142asny to kwota, kt\u00f3r\u0105 ubezpieczony musi pokry\u0107 w przypadku wyst\u0105pienia szkody. Cz\u0119sto obni\u017ca sk\u0142adk\u0119 ubezpieczeniow\u0105.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-27e623d\">\n                        <a href=\"#collapse-2e21f686a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-2e21f686a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-2e21f686a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">8. Jak wysoka powinna by\u0107 suma ubezpieczenia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-2e21f686a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Eksperci zalecaj\u0105 ubezpieczenie na kwot\u0119 co najmniej 5 milion\u00f3w euro w przypadku obra\u017ce\u0144 cia\u0142a i szk\u00f3d maj\u0105tkowych, aby zapewni\u0107 odpowiedni\u0105 ochron\u0119.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-27e623d\">\n                        <a href=\"#collapse-28bbfd96a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-28bbfd96a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-28bbfd96a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">9. Ile czasu zajmuje rozpatrzenie reklamacji?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-28bbfd96a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Czas rozpatrywania reklamacji zale\u017cy od indywidualnego przypadku. Je\u017celi fakty s\u0105 jasne, ugoda mo\u017ce nast\u0105pi\u0107 w ci\u0105gu kilku tygodni, w bardziej skomplikowanych sprawach mo\u017ce to potrwa\u0107 d\u0142u\u017cej.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-27e623d\">\n                        <a href=\"#collapse-02ef8206a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-02ef8206a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-02ef8206a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">10. Czy z ubezpieczenia OC mog\u0119 korzysta\u0107 tak\u017ce za granic\u0105?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-02ef8206a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, wiele polis ubezpieczeniowych od odpowiedzialno\u015bci cywilnej zapewnia ochron\u0119 na ca\u0142ym \u015bwiecie. Warto jednak sprawdzi\u0107 dok\u0142adne warunki umowy.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-27e623d\">\n                        <a href=\"#collapse-14b83436a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-14b83436a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-14b83436a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">11. Co si\u0119 stanie, je\u015bli sam wyrz\u0105dz\u0119 szkod\u0119?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-14b83436a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Nawet wtedy odpowiedzialno\u015b\u0107 prywatna pokryje szkod\u0119, je\u015bli powsta\u0142a w wyniku wypadku i nie obowi\u0105zuj\u0105 \u017cadne wy\u0142\u0105czenia.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-11-27e623d\">\n                        <a href=\"#collapse-ae533df6a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ae533df6a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-ae533df6a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">12. Jak mog\u0119 zrezygnowa\u0107 z ubezpieczenia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ae533df6a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-11-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Wypowiedzenie nast\u0119puje w formie pisemnej z zachowaniem okres\u00f3w wypowiedzenia okre\u015blonych w umowie. Rozwi\u0105zanie umowy jest cz\u0119sto mo\u017cliwe po zako\u0144czeniu umowy lub w przypadku wzrostu sk\u0142adek.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-12-27e623d\">\n                        <a href=\"#collapse-aedda426a2e83079379e\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-aedda426a2e83079379e\" aria-expanded=\"false\" aria-controls=\"Collapse-aedda426a2e83079379e\">\n                            \n                            <span class=\"ekit-accordion-title\">13. Czy mog\u0119 zmieni\u0107 ubezpieczenie OC?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-aedda426a2e83079379e\" class=\" collapse\" aria-labelledby=\"primaryHeading-12-27e623d\" data-parent=\"#accordion-6a2e83079379e\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, zmiana jest mo\u017cliwa. Nale\u017cy jednak dok\u0142adnie por\u00f3wna\u0107 us\u0142ugi i warunki r\u00f3\u017cnych dostawc\u00f3w.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fd348c1 elementor-invisible\" data-id=\"fd348c1\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77638b5 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"77638b5\" data-element_type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6a2e830794356\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-77638b5\">\n                        <a href=\"#collapse-d2f6ad06a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-d2f6ad06a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-d2f6ad06a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">14. Co si\u0119 stanie je\u015bli nie zg\u0142osz\u0119 szkody?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-d2f6ad06a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Niezastosowanie si\u0119 do tego mo\u017ce spowodowa\u0107, \u017ce ubezpieczenie nie pokryje szkody. Dlatego wa\u017cne jest, aby natychmiast zg\u0142osi\u0107 wszelkie szkody.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-77638b5\">\n                        <a href=\"#collapse-ce2359c6a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ce2359c6a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-ce2359c6a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">15. Czy zawsze musz\u0119 pokry\u0107 szkod\u0119 w ramach mojego ubezpieczenia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ce2359c6a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Nie, mo\u017cesz tak\u017ce doj\u015b\u0107 do porozumienia bezpo\u015brednio z poszkodowanym. Mimo to wskazane mo\u017ce by\u0107 zg\u0142oszenie szkody firmie ubezpieczeniowej.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-77638b5\">\n                        <a href=\"#collapse-b5f58af6a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-b5f58af6a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-b5f58af6a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">16. Co to jest pokrycie nie\u015bci\u0105galnych d\u0142ug\u00f3w?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-b5f58af6a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Ta dodatkowa opcja chroni Ci\u0119, je\u015bli kto\u015b wyrz\u0105dzi Ci szkod\u0119, ale osoba, kt\u00f3ra wyrz\u0105dzi\u0142a szkod\u0119, nie jest w stanie jej zap\u0142aci\u0107 i nie posiada w\u0142asnego ubezpieczenia od odpowiedzialno\u015bci cywilnej.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-77638b5\">\n                        <a href=\"#collapse-30356496a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-30356496a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-30356496a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">17. Czym odpowiedzialno\u015b\u0107 osobista r\u00f3\u017cni si\u0119 od odpowiedzialno\u015bci w\u0142a\u015bciciela zwierz\u0119cia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-30356496a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Podczas gdy odpowiedzialno\u015b\u0107 osobista obejmuje szkody spowodowane przez Ciebie jako osob\u0119, odpowiedzialno\u015b\u0107 w\u0142a\u015bciciela zwierz\u0119cia obejmuje szkody spowodowane przez Twoje zwierz\u0119.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-77638b5\">\n                        <a href=\"#collapse-33ff1f66a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-33ff1f66a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-33ff1f66a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">18. Czy jako najemca jestem automatycznie ubezpieczony?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-33ff1f66a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Nie, jako najemca nie jeste\u015b automatycznie ubezpieczony od odpowiedzialno\u015bci cywilnej. Wskazane jest wykupienie w\u0142asnego ubezpieczenia OC.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-77638b5\">\n                        <a href=\"#collapse-740764e6a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-740764e6a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-740764e6a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">19. Czy wypo\u017cyczone przedmioty s\u0105 r\u00f3wnie\u017c ubezpieczone?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-740764e6a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">To zale\u017cy od umowy. Niekt\u00f3re umowy wykluczaj\u0105 po\u017cyczone przedmioty, inne zapewniaj\u0105 tak\u0105 ochron\u0119.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-77638b5\">\n                        <a href=\"#collapse-ed4b0156a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ed4b0156a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-ed4b0156a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">20. Czy ochrona dotyczy tak\u017ce pojazd\u00f3w po\u017cyczonych?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ed4b0156a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Nie, potrzebujesz osobnego ubezpieczenia OC dla po\u017cyczonych pojazd\u00f3w.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-77638b5\">\n                        <a href=\"#collapse-0dbbc726a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-0dbbc726a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-0dbbc726a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">21. Na czym polega bierna ochrona prawna?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-0dbbc726a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Chroni ubezpieczonego, je\u017celi kto\u015b wyst\u0105pi z nieuzasadnionymi roszczeniami odszkodowawczymi. Towarzystwo ubezpieczeniowe rozpatrzy w\u00f3wczas roszczenie i je\u015bli zajdzie taka potrzeba, b\u0119dzie j\u0105 broni\u0107.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-77638b5\">\n                        <a href=\"#collapse-fade3836a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fade3836a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-fade3836a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">22. Czy musz\u0119 informowa\u0107 ubezpieczyciela o przeprowadzce?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fade3836a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Tak, je\u015bli si\u0119 przeprowadzasz, powiniene\u015b poinformowa\u0107 swoj\u0105 firm\u0119 ubezpieczeniow\u0105, poniewa\u017c sk\u0142adki lub zakres ubezpieczenia mog\u0105 ulec zmianie.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-77638b5\">\n                        <a href=\"#collapse-1af947d6a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-1af947d6a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-1af947d6a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">23. Co si\u0119 stanie, je\u015bli b\u0119dzie podw\u00f3jne ubezpieczenie?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-1af947d6a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">Dzi\u0119ki podw\u00f3jnemu ubezpieczeniu p\u0142acisz za dwie umowy, kt\u00f3re zapewniaj\u0105 tak\u0105 sam\u0105 ochron\u0119. Wskazane jest rozwi\u0105zanie jednej z dw\u00f3ch um\u00f3w.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-77638b5\">\n                        <a href=\"#collapse-dd6d75b6a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-dd6d75b6a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-dd6d75b6a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">24. Czy szkody spowodowane przez drony s\u0105 obj\u0119te ubezpieczeniem?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-dd6d75b6a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p class=\"font_8 wixui-rich-text__text\">To zale\u017cy od umowy. Niekt\u00f3re polisy ubezpieczeniowe zapewniaj\u0105 ochron\u0119 przed szkodami powodowanymi przez drony, inne natomiast wymagaj\u0105 dodatkowego ubezpieczenia.<\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-11-77638b5\">\n                        <a href=\"#collapse-d92b8556a2e830794356\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-d92b8556a2e830794356\" aria-expanded=\"false\" aria-controls=\"Collapse-d92b8556a2e830794356\">\n                            \n                            <span class=\"ekit-accordion-title\">25. Czy mog\u0119 wykupi\u0107 ubezpieczenie online?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-d92b8556a2e830794356\" class=\" collapse\" aria-labelledby=\"primaryHeading-11-77638b5\" data-parent=\"#accordion-6a2e830794356\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            \n<div class=\"\">\n<div>\n<div class=\"HcOXKn c9GqVL QxJLC3 lq2cno comp-lnt0pdne wixui-rich-text\">\n<p class=\"font_8 wixui-rich-text__text\">Tak, wielu dostawc\u00f3w umo\u017cliwia wykupienie ubezpieczenia od odpowiedzialno\u015bci cywilnej przez Internet. Nale\u017cy jednak dok\u0142adnie por\u00f3wna\u0107 oferty i dok\u0142adnie zapozna\u0107 si\u0119 z warunkami.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"MW5IWV\"><\/div>\n\n                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>finanz-fox przedstawia: Ubezpieczenie odpowiedzialno\u015bci cywilnej \u2013 Twoja bezpieczna kotwica w burzliwych czasach! Jak dzia\u0142a ubezpieczenie OC pojazdu mechanicznego? Obecnie wiele os\u00f3b boryka si\u0119 z rosn\u0105cymi kosztami ubezpieczenia odpowiedzialno\u015bci cywilnej. Sk\u0142adki za takie ubezpieczenia s\u0105 co roku dostosowywane w celu zapewnienia stabilno\u015bci finansowej ubezpieczycieli. Wskazane mo\u017ce by\u0107 zatem krytyczne spojrzenie na istniej\u0105ce umowy. Dok\u0142adne por\u00f3wnanie, na [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3908","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3908","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/comments?post=3908"}],"version-history":[{"count":33,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3908\/revisions"}],"predecessor-version":[{"id":6363,"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/pages\/3908\/revisions\/6363"}],"wp:attachment":[{"href":"https:\/\/www.finanz-fox.de\/pl\/wp-json\/wp\/v2\/media?parent=3908"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}